Archives : Nov-2018

‘Broke’, is this the word that made you read this post? If you are perusing this blog then there is a good chance that you are teetering around the poverty line. In case you have been finding hard to make your ends meets for quite a while, then you must […]

Christy Rakoczy iStock One of the most commonly touted “rules” of investing is to diversify your assets. That means buying different kinds of assets so you aren’t investing too heavily in one company or in one industry. Rather than diversifying by manually buying stock shares in many different companies — […]

Chris Horymski There are many types of savings accounts and other interest-earning accounts offered by banks and credit unions today. Here are the current average bank interest rates for some of the more widely available products. The averages are based on annual percentage yields (APYs) collected from nearly 7,000 bank […]

Yolander Prinzel iStock Reviewing the U.S. Department of Agriculture’s 2016 statistics gives a completely different perspective on the state of America’s farms than many non-farmers might initially have. We see that 506,001 farms, or 24.7% of the total number of U.S. farms, produced less than $150,000 in income in 2016. […]

Miranda Marquit When you start trading stocks, you’ll run into terms such as “market order” and “limit order.” Because trades happen with the help of a broker (online or otherwise), understanding how these types of orders work is important so you know what you’re getting into before you risk your […]

Have you decided that a personal loan is the best way to finance your holiday needs? If no, go ahead and weigh the options first. If yes, well, there might be one more hinderance- your bad credit record. How unfortunate can that be? Well, it is pretty unfortunate. Good news […]

Taylor Gordon iStock You’ve probably heard that payday loans are bad news. There are plenty of reasons for the stigma surrounding this product. Filling in financial gaps with payday loans can lead to a vicious debt cycle. According to a report released by Pew, the average borrower who takes out […]

Alaya Linton iStock It’s the most wonderful time of the year — weeks of hustle and bustle, spending time with friends and family, giving and receiving, and eating to your heart’s content. What can go wrong? Well, a lot, actually. The holiday season is not only an opportune time for […]

Are you planning to leave the love of your life behind? Do you want to be ‘Happily Unmarried’ once again? Hey, divorce is not that bad! You get an alimony tax deduction…Not anymore! Alimony is a system where two people make a mistake and one of them keeps paying for […]

Rebecca Safier When faced with any big decision in life, it can help to write a list of the benefits and drawbacks for each option. This same strategy is useful if you’re considering the pros and cons of refinancing student loans. Refinancing can have some upsides, including saving you money […]