Andrew Pentis If you’re wondering whether you can consolidate student loans while in school, congratulations: By already asking great questions about your upcoming debt repayment, you’re at the top of your class. Unfortunately, you might be too fast for your own good. It’s difficult — albeit not impossible — to […]
Kali McFadden iStock Everyone knows that having a baby is incredibly expensive, from delivery or adoption costs to outfitting a household with strollers, bottles, cribs and layettes. But even if friends and family come together to provide everything needed on day one, there are ongoing costs of raising a child. […]
Christmas is just around the corner and everyone is busy bustling and preparing for the season to be jolly. Whereas getting caught up in the frenzy of the holiday season is fun, it’s crucial to look ahead and plan for the New Year. No one wants to ‘wake up’ with […]
Dori Zinn When you’re just starting out in your investing journey, you may feel a bit overwhelmed about where to put your money. If you’re looking for real help, you might turn to a financial advisor. But what is a financial advisor, and how do they differ from others giving […]
Emily Guy Birken Figuring out how much money to save for retirement by age 30 can be a maddening prospect. Between the finger-wagging financial news that scolds your generation for not saving enough and the fact that any concrete advice often seems to ignore the reality of underemployment, stagnant wages […]
Roger Wohlner Most of us understand how stocks work and where to buy them. However, many investors consider bonds a bit of a mystery. Below, we take a look at what bonds are, how they work and how to buy bonds. What is a bond? Stocks represent ownership in a […]
Dori Zinn If you have extra cash lying around, you could put it into a savings account and reserve it for a rainy day — or you could use it to earn even more money. That’s where investing comes in. Saving money is a good habit, and you should set […]
James F. Royal, Ph.D. Dollar cost averaging is a simple strategy that can increase your investment returns and reduce your risk. With this method, an investor purchases equal dollar amounts of an investment regularly over time instead of putting a lump sum of money into the market at once. Using […]
Sarah Sharkey You’ve saved up a healthy emergency fund and have a handle on your debts — what’s the next step in your financial journey? For many, learning how to invest their spare cash is a good financial move. But taking that step can be hard, and the number of […]
Taylor Gordon iStock Bankruptcy may be a course of action you’re considering if your debt is too much to bear. There are two forms of bankruptcy individuals typically file: Chapter 7 and Chapter 13. Chapter 7 is a liquidation of all or some of your assets to repay your debts. […]
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