Archives : Dec-2018

Holly Johnson iStock Planning for your first child can feel like a part-time job. Not only do you need to consider the many, many financial aspects of having children, but you need to figure out what your baby needs and how to acquire these items. This often means setting up […]

Laura Woods iStock If you have a credit score of anything less than 600, you probably think it’s impossible to get a personal loan. Lenders traditionally favor borrowers with good credit scores, but that doesn’t mean there are no financing options available to you. Learn more about personal loans and […]

Marianne Hayes iStock Emergencies happen, from unexpected car repairs to pop-up medical bills. This is why financial experts suggest building up an emergency fund that’s specifically earmarked for these kinds of hiccups.”The general rule of thumb is to save three to six months’ of living expenses because if you have […]

Kate Rockwood iStock Smartphones have transformed the way we do so many things, from banking and shopping to getting directions and communicating. But even though the vast majority of us are walking around with powerful computers in our pockets, many government programs are still decidedly low-tech and time consuming. Until […]

Alaya Linton iStock Across the nation, many cities and towns are in a state of recovery — from urban centers hard-hit by the Great Recession to rural towns rebuilding after natural disasters. Residents and prospective homebuyers in and around recovering areas face a unique set of circumstances and challenges as […]

Rebecca Safier iStock With tuition costs higher than ever, some college grads are finding themselves with student loan balances of $100,000 or more. If you’re one of them, you might be feeling completely overwhelmed about tackling this mountain of debt. But there are ways to pay off this much without […]

Dori Zinn As you plan your retirement for life after work, you’ll face a multitude of choices. You might have a 401(k) through your job, for example, and if it matches contributions, you should take advantage of it. But if you don’t have that option or you want some extra […]

Melissa Wylie iStock Starting a new company or growing an existing business costs money, and you’ll probably need to borrow funds to help you along the way. Loans from the U.S. Small Business Administration (SBA) are among the most popular and desirable financing options for small business owners. SBA loans […]

Debt settlement is that method by which you can get rid of your debt by paying some cents on the dollar. How? You just have to call any one of these best debt settlement companies and they’ll negotiate with lenders to settle your debt at a lesser amount than what […]