Archives : Jan-2019

Vivian Giang iStock When life happens, debt can quickly spiral out of control. From medical bills to unexpected moving expenses, finances can get overwhelming if you don’t manage them. In fact, the worst thing you can do is not do anything about your debt. A personal loan is one way […]

Miranda Marquit iStock With millions of Americans dealing with more than $1.5 trillion in outstanding student loan debt, it’s no surprise that many young workers are stressed about their debt and hope to pay it off ASAP. No matter what, it’s vital to keep up with your minimum payments on […]

Melissa Wylie iStock FundBox is a San Francisco-based online lender that’s been providing short-term financing to small business owners since 2013. They offers two products — invoice factoring and lines of credit — and deposits funds in borrowers’ accounts in as little as a business day. Thanks to investors such […]

Katherine Gustafson iStock You’re packed and almost ready for your big trip. But there’s one thing missing: A stash of local currency you can use at your destination. Who is going to give you the best currency exchange without high fees? Let’s break it down. Exchanging currency There are many […]

Jane Hodges Entrepreneurs funding new businesses often take loans against their assets — including their homes — in order to pay for business expenses. Using home equity to bootstrap a business has both pros (low interest rates) and cons (risking your residence, should the business fail). Roughly 7% of American […]

That’s right people- we made it through the month of January. Or the ‘month of resolutions’, as I love to call it. One in every five adults has a gym membership on their heads right now, and 50% of these flex-freaks got their brand new gym contracts in the month […]

Jamie Cattanach iStock Whether you’re a freelancer or a salaried employee looking to supplement a company-sponsored retirement plan like a 401(k), an individual retirement account (IRA) can be a powerful tool to help you reach your financial goals. These self-directed retirement funds are readily available through commercial brokerages and can […]

James F. Royal, Ph.D. iStock Initial public offerings, or IPOs, are some of the hottest stocks in the market. They’re popular with investors because of their reputation for a huge “first-day pop” — averaging 12% to 17% over the last few years — and the potential for investors to get […]

Laura Woods APR 6.99%To18.99% Credit Req. 660 Minimum Credit Score Terms 12 to 60 months Origination Fee None TD Bank Unsecured Personal Loan Details   Fees and penalties Term lengths: 12 to 60 months APR range: 6.99% to 18.99% Loan amounts: $2,000 to $50,000 Time to funding: Not specified Credit […]

Jamie Friedlander iStock In 2018, the average American held $38,000 in debt (excluding mortgages). The sobering truth is that some of these people will never get out of debt — in fact, 13% of respondents in the study said they believe they will be in debt for the rest of […]