Sunday, 4 December 2022

Archives : Jan-2019

Pay Off Student Loans or Invest? 6 Questions to Help You Decide
31 Jan
3:18

Pay Off Student Loans or Invest? 6 Questions to Help You Decide

Miranda Marquit iStock With millions of Americans dealing with more than $1.5 trillion in outstanding student loan debt, it’s no surprise that many young workers are stressed about their debt and hope to pay it off ASAP. No matter what, it’s vital to keep up with your minimum payments on […]

Fundbox Short-Term Financing Review
31 Jan
8:29

Fundbox Short-Term Financing Review

Melissa Wylie iStock FundBox is a San Francisco-based online lender that’s been providing short-term financing to small business owners since 2013. They offers two products — invoice factoring and lines of credit — and deposits funds in borrowers’ accounts in as little as a business day. Thanks to investors such […]

Where to Exchange Currency Without Paying Unnecessary Fees
31 Jan
1:39

Where to Exchange Currency Without Paying Unnecessary Fees

Katherine Gustafson iStock You’re packed and almost ready for your big trip. But there’s one thing missing: A stash of local currency you can use at your destination. Who is going to give you the best currency exchange without high fees? Let’s break it down. Exchanging currency There are many […]

Should You Use a Home Equity Loan to Fund Your Startup?
30 Jan
6:59

Should You Use a Home Equity Loan to Fund Your Startup?

Jane Hodges Entrepreneurs funding new businesses often take loans against their assets — including their homes — in order to pay for business expenses. Using home equity to bootstrap a business has both pros (low interest rates) and cons (risking your residence, should the business fail). Roughly 7% of American […]

How NOT to Cancel Your Gym Membership
30 Jan
5:18

How NOT to Cancel Your Gym Membership

That’s right people- we made it through the month of January. Or the ‘month of resolutions’, as I love to call it. One in every five adults has a gym membership on their heads right now, and 50% of these flex-freaks got their brand new gym contracts in the month […]

What Is a Backdoor Roth IRA?
30 Jan
12:14

What Is a Backdoor Roth IRA?

Jamie Cattanach iStock Whether you’re a freelancer or a salaried employee looking to supplement a company-sponsored retirement plan like a 401(k), an individual retirement account (IRA) can be a powerful tool to help you reach your financial goals. These self-directed retirement funds are readily available through commercial brokerages and can […]

How to Invest in IPOs
30 Jan
5:21

How to Invest in IPOs

Szemere Credit Card News 0

James F. Royal, Ph.D. iStock Initial public offerings, or IPOs, are some of the hottest stocks in the market. They’re popular with investors because of their reputation for a huge “first-day pop” — averaging 12% to 17% over the last few years — and the potential for investors to get […]

TD Bank Personal Loan Review
29 Jan
10:30

TD Bank Personal Loan Review

Laura Woods APR 6.99%To18.99% Credit Req. 660 Minimum Credit Score Terms 12 to 60 months Origination Fee None TD Bank Unsecured Personal Loan Details   Fees and penalties Term lengths: 12 to 60 months APR range: 6.99% to 18.99% Loan amounts: $2,000 to $50,000 Time to funding: Not specified Credit […]

Debt Management vs. Debt Settlement: Which Is Best for You?
29 Jan
3:39

Debt Management vs. Debt Settlement: Which Is Best for You?

Jamie Friedlander iStock In 2018, the average American held $38,000 in debt (excluding mortgages). The sobering truth is that some of these people will never get out of debt — in fact, 13% of respondents in the study said they believe they will be in debt for the rest of […]