Archives : Feb-2019

When you feel crushed by the insurmountable debt; filing for chapter 7 or chapter 13 may seem like a last resort. Even though filing for bankruptcy is at times the only way to get rid of debt, the ghost of the bankruptcy past may continue to haunt you for 10 […]

Rebecca Safier iStock The average Class of 2018 graduate with student loans left school owing about $29,800. That’s a lot of debt to be carrying around just as you’re starting your career. If student loans are dragging you down, you might consider pursuing a job that qualifies for student loan […]

Peter Fleming iStock Americans have been investing in U.S. savings bonds for nearly 85 years. The money raised helped pay for World War II — and has helped millions of small investors save for their future.Savings bonds are great gifts to help young people learn to save for their own […]

Joni Sweet iStock Maintaining bank accounts is a bit like juggling. When you have just the right number, everything’s seamless. But add one too many, and it all comes crashing down. The trick is to find that sweet spot: How many balls… or in this case, bank accounts should you […]

If you are anticipating a tax refund, you must actually be getting butterflies in your stomach. What a feeling it is when you get an extra paycheck from IRS, right? But what if you realize that you owe to IRS? It could possibly be because you have been amongst the […]

Elyssa Kirkham At least 40 million Americans have a disability, and half of these people are of working age (18 to 64 years old). Yet for people with disabilities, barriers to economic and employment opportunities persist. While 31.4% of Americans without disabilities are not in the labor force, that number […]

Dori Zinn iStock Being in a money bind can cause a load of distress not only emotionally, but also financially. Some may turn to you for money, but is it the best idea? They could take out a personal loan, but bad credit may not even let them qualify. And […]

Laura Gariepy iStock You pay your utility bills every month, but you may not realize what they’re actually costing you. Would you be surprised to learn that, according to Energy Star, just heating and cooling your home likely runs you more than $1,000 per year? When you also factor in […]

Dawn Allcot iStock Are you considering a secured loan? A secured loan is one that is backed by collateral. For instance, an auto loan is backed by the car you are purchasing. If you don’t make your auto loan payments, your lender can repossess the car. Other common secured loans […]

In today’s scenario of bowed heads and trickling fingers, cell phones are an indispensable part of our lives. We can’t subsist without them; they are self-inflicted support systems without which we can’t survive. …and just like other support systems, they knock the cash right out of your wallet. Cell phone […]