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Archives : Mar-2019

Sample Goodwill Letter to Remove a Late Student Loan Payment from Your Credit Report
21 Mar
10:20

Sample Goodwill Letter to Remove a Late Student Loan Payment from Your Credit Report

Rebecca Safier If you’ve pulled your credit report recently and discovered that there’s been a late payment reported on your student loans, you might be wondering what you can do to recover. Late payments can damage your credit, especially if you stop paying your loans for an extended period of […]

5 Questions to Ask Yourself Before Buying a House
21 Mar
3:39

5 Questions to Ask Yourself Before Buying a House

Crissinda Ponder The housing market is heating up and so is the homebuying competition. Recent data from the National Association of Realtors show that pending home sales are up nearly 5%. Still, don’t let the increased activity pressure you into getting a mortgage before you’re truly ready. Take inventory of […]

Discover the Truth about High Credit Utilization and Credit Scores
20 Mar
6:19

Discover the Truth about High Credit Utilization and Credit Scores

Americans have many financial myths. Some have traces of truth while others are totally false. An all-time favorite myth is about feeling an itch on your palm, it’s supposed to indicate that some cash is headed your way. We all know that’s not true. But there are people who could […]

Jet Ski Financing: How Does It Work?
20 Mar
2:09

Jet Ski Financing: How Does It Work?

Michelle Black iStock Do you have your heart set on a new jet ski this summer? With prices stretching to nearly $15,000 apiece — and you may want more than one for families — you may be busy researching jet ski financing options to turn your daydreams into reality. Getting […]

Guide to Reverse Mortgages: Is the Income Worth the Risk?
19 Mar
5:54

Guide to Reverse Mortgages: Is the Income Worth the Risk?

Crissinda Ponder iStock Although they have received increased attention in recent years, many consumers still have a hard time fully understanding what reverse mortgages are, how they work and who they benefit. Continue reading for a thorough explanation on the above topics, plus a discussion of the advantages and disadvantages […]

Five Easy DIY Repairs That Can Save You Money
16 Mar
9:58

Five Easy DIY Repairs That Can Save You Money

Kelly Dilworth iStock If you’ve always relied on your landlord or a contractor to fix things in your home, you may be tempted to just pull out your phone the next time something breaks. But as many seasoned homeowners will tell you, it’s not always worth dialing a professional — […]

How to Recognize a Financially Abusive Relationship — And How to Get Out of It
15 Mar
6:50

How to Recognize a Financially Abusive Relationship — And How to Get Out of It

Brianna McGurran iStock Domestic violence shatters a victim’s sense of physical and emotional safety, and financial abuse makes it even harder for victims to break free from the grip of their abuser. Financial abuse is “using money and financial tools to exert control,” according to the National Network to End Domestic […]

MoneyGram Money Transfer Review
14 Mar
10:38

MoneyGram Money Transfer Review

Michelle Black MoneyGram is a widely-used money transfer service, and in our review, we found that it stacks up well against the competition in some areas, and not so great in others. If you’re looking for a way to send or receive money quickly, MoneyGram is certainly convenient and hard […]

FedLoan Consolidation or Refinancing: Which Is Best for Your Student Loans?
14 Mar
3:50

FedLoan Consolidation or Refinancing: Which Is Best for Your Student Loans?

Andrew Pentis istock If your FedLoan Servicing repayment isn’t going as you had hoped, you might be staring at two seemingly similar options: Both FedLoan consolidation and private loan refinancing would consolidate or group your federal education debt, making for a more straightforward repayment. But that’s where similarities between consolidation […]

Understanding Your Debit Card
13 Mar
7:29

Understanding Your Debit Card

Jacqueline DeMarco Who doesn’t love their debit card? All the convenience of cash but without all that loose change weighing you down. As easy to use and helpful as debit cards are, they can come with their own set of problems. Losing your wallet can feel a lot scarier when […]