Sunday, 11 April 2021

2nd Quarter Rotating Bonus Categories (Apr to Jun 2018) | Chase Freedom, Discover It & Citi Dividend

2nd Quarter Rotating Bonus Categories (Apr to Jun 2018) | Chase Freedom, Discover It & Citi Dividend
23 Aug

Hi there, it's Ernest from Trip Astute In this video, we're reviewing the second quarter bonus categories for the Chase Freedom, Discover It, and Citi Dividend card

(light chiming music) I can't believe that we're almost a quarter the way through the year With a new quarter comes the time to review the rotating bonus categories for some of our credit cards, specifically the Chase Freedom, Discover It, and Citi Dividend card I'll go through each one and share the new card bonus categories Before we jump into the new bonus categories, I wanted to let you know that we put together a small wallet-size cheat sheet that you can download for free from our website If you're like me and you can't remember the categories, this should be helpful

I'll include a link in the video description below For the Chase Freedom card, we're ending the first quarter bonus categories of gas stations, internet, cable and phone providers, and mobile payments Starting in April, you'll earn 5% at grocery stores and for purchases made using PayPal and Chase Pay You'll get the 5% bonus for up to $1,500 of qualified spending This is great news for many reasons

One, a lot of us purchase groceries every week, so I know some of my normal spend will earn me bonus points But I personally like the grocery store bonus category since you can often buy gift cards and other non-food items in order to take advantage of the extra bonus In fact, we did a video a while back on buying gift cards to maximize your bonus I wouldn't overdo it since you don't want to raise any red flags with the issuers, but it can be a great way to earn extra points or cash, especially with Mother's Day and Father's Day around the corner Also, the PayPal and Chase Pay purchases cover a lot of different merchants

When checking out of many online stores, you can opt to pay with PayPal or Chase Pay, which will earn you the 5% bonus In fact, the bonus covers online, mobile, or in-app purchases, so it should make it easier to take advantage of this bonus category I know Chase Pay is new and a bit confusing, so we'll do a video soon on how to set it up and use it I've not actually used it myself, so I'm going to use it this week so I can share my experience and tips in a video next week For the Discover card, we're ending the first quarter bonus category of gas stations and wholesale clubs, and starting in April, you'll earn 5% cash back on grocery stores

Like the Chase Freedom Card, this is a very lucrative bonus category as there are many ways to get creative with your grocery spending Also, the bonus is valid for up to $1,500 of qualified spending Lastly, Citi Dividend users are ending the first quarter bonus category of gas stations and car rentals, and for quarter two 2018, will be receiving 5% at the Home Depot and home furnishing stores Keep in mind that home furnishing stores are classified as merchants that primarily sell furniture for homes and do not include warehouse clubs, super- centers, and discount stores Also, the Citi Dividend card has a yearly award bonus cap of $300 per calendar year, which means that you're not as restricted by a specific quarter's bonus

You just need to track how much bonus you earn over the entire calendar year Since the Chase Freedom and Discover It are offering the same bonus category in the second quarter, you might be wondering which card I'll be using For me, I'll be using my Chase Freedom card first since I prefer to earn Chase Ultimate Rewards points and can redeem them at 15 cents per point, which makes the overall earning rate for me a lot more than 5% If you want to know more about how I redeem points, check out our recent videos on the topic

Make sure you log in and activate the bonus for these cards While you can wait until June 14th to activate your Chase Freedom bonus category since Chase will award the points retroactively, you're better off doing it now before you forget Unfortunately, Discover and Citi won't award you a bonus until you activate it, so do it now so you don't miss out In case you're interested in applying, as of March 2018, the Chase Freedom is offering a $150 bonus opening and the Discover It card is offering a cash back match for the entire year, so it's pretty lucrative Also, in case you're wondering about the Citi Dividend card, it's no longer available for new applicants

If you're interested in these cards or any other credit cards, please check out our credit card offers page We've partnered with CreditCardscom to link you to the latest credit card offers Trip Astute does get a commission if you use our link It doesn't cost you anything extra, but it does help support the channel and help us to build content like this video

If you enjoyed this video or found useful, please hit the "like" button and consider subscribing Also, sign up for our newsletter on our website for travel articles, updates, and giveaways Until next time, travel safe and travel smart

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