Debt settlement is that method by which you can get rid of your debt by paying some cents on the dollar.
How? You just have to call any one of these best debt settlement companies and they’ll negotiate with lenders to settle your debt at a lesser amount than what you owe.
Yes, we are aware that debt settlement has its own pros and cons, but it certainly is an intelligent way to tackle debt. Here are the 6 best debt settlement companies of 2019.
If this list of best debt settlement companies would’ve been made some years back, National Debt Relief (NDR) wouldn’t have made it. But the sudden rise of this debt settler made it a tough contender for the top spot.
NDR has this ‘trust-building’ enigma attached to its name, and since 2009 they’ve continued to educate debt-laden Americans on how to settle for less when it comes to debt and everything beyond it. NDR boasts that its program can reduce clients’ debt by 30%.
The reason why NDR is one of the best debt settlement companies in the nation is that they’re unlike that one pushy sales guy who’s stiff as a stick when it comes to making a sale. Their primary focus is to educate their clients about debt relief options.
They won’t sell you their debt settlement program like others sell binoculars to a blind man. NDR recommends and very clearly states that ‘debt settlement isn’t the best way out’ but it might work if all the other doors are jammed.
NDR is cracker-jacker of a choice when it comes to settling out unsecured loans, one can say that they’re very good at it. They settle private student loans too.
If there’s too much of unsecured debt on client’s total debt count, then National Debt Relief won’t be the best option available to you. They’re only good as far as secured loans and private student loans are concerned.
Although it has a wide coverage, when it comes to states of Connecticut, Georgia, Kansas, Maine, New Hampshire, South Carolina, Oregon, Vermont, and West Virginia- NDR would not be there to assist you.
The name sounds like a pill that one can take and wham! All your debt hath been cured, human.
Well, sort of.
Cura debt is a decent place to go for and they have a highly competitive rate, that’s why they glided through this list of best debt settlement companies. And if you’re an introvert and don’t feel like calling right away, you can chat with a representative online.
CuraDebt’s website reaps a lot of praise due to its transparent layout. Just go there once and find what you’re looking for- from free savings estimates to a blog on how to get out of debt (hey, we do that too!).
If you’re looking to settle an unsecured debt and even business debt for that matter, CuraDebt is a must visit from our best debt settlement companies list. They have a provision for tax debt too.
As for the experience, they’re quite wise. CuraDebt started in the year 2000 and it still continues to be one of cleanest debt settlement companies in the market. They offer remarkable savings that are better than the most.
CuraDebt doesn’t cover 13 states out of the whole lot, so if you live there you can refer to other debt settlement companies. They won’t let you down.
The name brings a presumption that it’s only for consolidating debt, but Debt Consolidation Care (DCC) has lots of debt-killing guns in its arsenal. In our list of best debt settlement companies, DCC finds its way through the debt settlement vertical.
The best part is that they follow a very simple (yet slick) procedure to strike the metal when it’s hot and settle debt on the lowest value possible. The lads and lassies from DCC go through all troubles to prevent clients from getting bankrupt.
All in all, DCC does a fine job if you plan to get a debt settlement through them. Give them a visit to know about other offers that can solve your debt problem.
Some debts are fun when you are acquiring them, but none are fun when you start paying them off. Many times when you have no option, you have to make your way with a debt-settler.
These debt settlement companies will walk you through the process and (hopefully) you’ll have the last laugh!
Not only is it one of the most renowned best debt settlement companies, Accredited believes in providing service to their clients rather than just pushing a debt settlement offer down their throats.
They study your debt like a piece of a research paper and figure out what is the best relief option for you- be it debt settlement, debt consolidation or simple debt management.
Accredited try their level best to ensure that your credit score doesn’t plummet like little kids on waterslides. They offer you that debt relief option which would help you save the most.
This is an added advantage, considering that debt settlement is quite scary and it might backfire in the long run. Many clients push for debt settlement without knowing its extreme repercussions, and Accredited educates them.
It’s mostly in the green when it comes to Accredited’s reviews- from helpful customer reps to splendid hotline assistance. Customers all over the internet say that Accredited taught them that there’s more to debt relief then debt settlement.
They’ve got this cool ‘debt relief calculator’ on their homepage where you type your debt amount and they instantly show monthly payment estimate and how much you’d save with Accredited by your side. This is very unique; we suggest you give it a try for the sake of it.
If your taste lies in tailor-made stuff then DMB Financial might be a good choice. It is one of the best debt settlement companies that offer custom debt settlement solutions in accordance to one’s financial situation.
DMB has settled more than $1 billion in debt since its inception in 2003, and their customers are usually ‘debt-settled’ in two to four years (five years, in some cases). DMB’s process is very transparent when it comes to settling debt.
Offering a free debt checkup is step one in DMB’s financial assistance program, after which they draft a customized debt settlement offer for client’s convenience. After that, you deposit the given funds in a dedicated savings account each month.
DMB has successfully driven more than 30,000 customers out of debt’s clutches, and if you feel like going for it, DMB is a good place to look at.
Pacific Debt is a household name among top debt-doctors as they place it amongst the best debt settlement companies working across the USA. It charges a fee on the percentage of debt reduced, which results in healthy savings.
If you’ve maxed out on all your credit cards and can’t seem to find a way to take things forward, Pacific debt can settle your debts and ensure that you come out on top (while your credit score takes a few hits).
You can call ‘em up for free and discuss your financial situation; they offer a very sound advice, believe us. There’s an online chat-box that’s easily accessible and you can use that if speaking is too much of a task for you.
They have a debt management blog too (again, we do it better!), you can learn about debt settlement and it’s pros and cons there (and here). One can easily track their debt settlement progress online on their website.
Now, the Elephant in the room- the sales reps are quite pushy, they rush you into decisions that you really don’t know much about. Debt settlement is a very sensitive financial decision and the last thing you need is some sales guy on the other side of the phone.
Pacific Debt Inc is available in just 25 states, so yeah. The coverage isn’t really that extensive.
Some debts are fun when you are acquiring them, but none are fun when you start paying them off. Many a time when you have no option, you have to make your way with a debt-settler.
These debt settlement companies will walk you through the process and (hopefully) you’ll have the last laugh!
Source: https://www.everybuckcounts.com/best-debt-settlement-companies-to-call-when-it-all-goes-wrong/