If youâ€™re someone who frequently dines out, cashback cards that reward you for it are a great way to put money back in your pocket. Cashback cards for dining can earn you rewards for purchases made through restaurants, bars and takeout establishments. This is a great way for foodies to reap extra rewards just by doing what they love â€” eating!
We picked the following cards because they offer competitive cashback rates above 2% for dining-related purchases, as well as have low or no annual fees. As with most rewards cards, you may lose your cashback rewards if your account is not in good standing.
on Capital Oneâ€™s website
The Capital OneÂ® SavorÂ® Cash Rewards Credit Card enables you to earn unlimited 4% Cash Back on dining; 4% Cash Back on entertainment; 2% Cash Back at grocery stores; 1% Cash Back on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020. Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening. (The card website specifies that the one-time bonus is available by applying through the site, and may not be available if an applicant navigates away from the page. Also, the bonus may not be available for existing or previous accountholders.)
The information related to Uber Visa Card has been collected by MagnifyMoney and has not been reviewed or provided by the issuer of this card prior to publication. Terms Apply.
The Uber Visa Card offers 5% back in Uber Cash on Uber, Uber Eats, and Jump, 3% on dining, hotels, and airfare, and 1% on all other purchases. Note that purchases of Uber gift cards and Uber Cash do not qualify for the 5% rewards rate.
Thereâ€™s also a decent sign-up bonus: Earn $100 in Uber Cash after spending $500 on purchases in the first 90 days.
Rewards come in the form of Uber Cash, which you can spend in Uber Apps. While itâ€™s a bit limiting to not be able to redeem rewards as actual cash to your bank account, if you spend a lot within the Uber ecosystem, you can still get a good value from this card. And for convenience, this card will automatically transfer your Uber Cash balance to your Uber account once you earn $50 in Uber Cash. Read our full review of the Uber Visa Card.
The information related to AARPÂ® Credit Card from Chase Bank has been collected by MagnifyMoney and has not been reviewed or provided by the issuer of this card prior to publication. Terms Apply.
Donâ€™t be led astray by the name: This card isnâ€™t limited to people over 50 â€” anyone can apply. The AARPÂ® Credit Card from Chase Bank lets you earn 3% cash back rewards on purchases at restaurants, from fine dining to fast food, 3% cash back rewards on purchases at gas stations, and 1% cash back rewards on all other purchases. Earn $100 bonus cash back after you spend $500 on purchases in the first 3 months from account opening.
The information related to Marvel MastercardÂ® has been collected by MagnifyMoney and has not been reviewed or provided by the issuer of this card prior to publication. Terms Apply.
The Marvel MastercardÂ® is a great choice for Marvel fans who want to benefit from exclusive Marvel discounts, with the added benefit of earning a high cashback rate on dining purchases. You Earn 3% cashback on Dining, Select Entertainment, Online at Marvel.com and Marvel's Official Merchandise Booths, and 1% cashback on all other Mastercard purchases. Some of the Marvel-related perks you earn include 10% off merchandise purchases at MarvelShop.com, free shipping offers and special discounts on Marvel Unlimited or Marvel digital comics. Terms apply.
There is also a new cardmember bonus of a $25 statement credit after your first purchase with your new Marvel Mastercard.
The information related to Sams ClubÂ® MastercardÂ® has been collected by MagnifyMoney and has not been reviewed or provided by the issuer of this card prior to publication. Terms Apply.
The Sams ClubÂ® MastercardÂ® lets you earn 5% cash back on eligible gas worldwide, including gas at Sam's Club (on the first $6,000 per year, then 1% after). Earn 3% cash back on dining and travel. Earn 1% cash back on other purchases at Sam's Club and wherever Mastercard is accepted. Earn a $55 statement credit when you open a new account and spend $55 online today. Offer expires January 15, 2020. However, you do need a Samâ€™s Club membership to apply, and current membership fees start at $45 per year.
Take note that youâ€™re limited to earning a maximum of $5,000 in cashback rewards in a calendar year. Cash back is issued each February for what you earned during the previous calendar year. You will lose any cash back you earned if you end your membership or let it lapse, or if you accumulate less than $5 cash back in a calendar year. You can only redeem your cash back at a Samâ€™s Club location.
The information related to Costco Anywhere VisaÂ® Card by Citi has been collected by MagnifyMoney and has not been reviewed or provided by the issuer of this card prior to publication. Terms Apply.
The Costco Anywhere VisaÂ® Card by Citi requires a Costco membership (currently, annual memberships start at $60) and offers 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter, 3% on restaurants & travel, 2% at Costco & Costco.com, 1% on all other purchases. Take note that purchases made at bakeries and certain restaurants/cafes in department stores, groceries or warehouse clubs will only earn 1%.
Cash back comes as an annual reward certificate in February billing statements, redeemable for cash or merchandise at U.S. Costco Warehouses. You must maintain your Costco membership to receive rewards, and you will also lose rewards if you accumulate less than $1 in cash back or if you donâ€™t redeem them by the end of the year.
The Discover itÂ® Cash Back offers 5% cash back in different places (on up to $1,500 in purchases each quarter you activate) and unlimited 1% on all other purchases, automatically. Restaurants are slated to be a bonus category from July 1 through Sept. 30, 2020. Set a reminder to activate the bonus category. In addition to a cash back program, Discover will match ALL the cash back youâ€™ve earned at the end of your first year, automatically. Thereâ€™s no signing up. And no limit to how much is matched (new cardmembers only).
Cashback rewards should only be pursued by responsible users who have no trouble paying off their balance on time and in full every month. If youâ€™re a all-star who also has an affinity for dining out, these cards will provide the best perks.
If youâ€™re apt to carry a balance, check out our picks for the best cards that can help you pay down debt faster.
As always, check the fine print on each before signing up, taking special note of any fees. With those things in mind, decide which rewards structure best serves your typical spending activity and enjoy the cashback benefits â€” and the good eats.