APY |
Account Type |
Account Name |
Compare Rates from Similar Accounts |
||
---|---|---|---|---|---|
2.01% |
Savings |
BankUnitedDirect Online Money Market |
2.00% |
American Express National Bank High Yield Savings Account |
on American Express National Bank’s secure website Member FDIC |
2.70% |
CD Rates |
BankUnitedDirect 12 Month CD |
2.65% |
Goldman Sachs Bank USA High-yield 12 Month CD |
on Goldman Sachs Bank USA’s secure website Member FDIC |
2.80% |
CD Rates |
BankUnitedDirect 24 Month CD |
2.85% |
Synchrony Bank 36 Month CD |
on Synchrony Bank’s secure website Member FDIC |
2.90% |
CD Rates |
BankUnitedDirect 36 Month CD |
3.10% |
Goldman Sachs Bank USA High-yield 5 Year CD |
on Goldman Sachs Bank USA’s secure website Member FDIC |
Minimum deposit rates at BankUnitedDirect fall within an industry standard range. The offered APY on certificates is not the highest around, but it’s far from the worst deal out there.
You’ll want to consider term length when comparing rates. For example, at the time of this writing, BankUnitedDirect’s 12 month certificate is only one tenth of a percentage point behind the market leader, but 3 year certificates lag behind by an entire 0.45%. While the rates are generally competitive, you’re going to want to check out the current best CD offers on the market before committing.
BankUnitedDirect offers a phenomenal money market account. On top of a competitive interest rate, there are no minimum balance requirements to earn the APY. While there are minimum balance requirements in order to avoid the monthly maintenance charge, this requirement is low compared with similar accounts of this ilk. You should always shop around on our list of best money market accounts before making a final decision, but you can stress less as you go into the shopping experience knowing this is one of the best options on the market.
2.65%
APY
Details
2.25%
APY
Details
2.00%
APY
Details
2.00%
APY
Details
* Sponsors listed are Member FDIC or NCUA insured.
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Source: https://www.magnifymoney.com/blog/reviews/bankuniteddirect/