Monday, 20 September 2021
Updated on Monday, September 20, 2021 Talk of universal basic income (UBI) in the U.S. remains in the news nearly a year after a presidential election and amid a global pandemic. Though measures like economic impact payments (stimulus checks) and advance child tax credits have been compared to UBI, a […]
Managing the house, bringing in the dough, putting food on the table, showering kids with affection, AND doing all this alone by oneself—it’s safe to say that being a single mom isn’t a cakewalk. There are more than 11 million single-parent families in the US of A alone, 80% of which […]
A new year is a great time to start reviewing your financial practices and money management from the past year. Not only is it helpful to know where you’ve overspent, but reviewing your finances also helps when it comes time to make a budget going forward. There are big moves you […]
Are you carrying more debt than you can manage? If you find yourself overwhelmed by mounting balances and unable to make your regular payments, then it’s time to find some help. Here’s the deal: once you’re trapped in debt, the best way to get out of it is to curb […]
Updated on Friday, September 17, 2021 When credit bureau Equifax announced that the Social Security numbers, birth dates, addresses, and in some instances, driver’s license numbers of over 140 million people had been hacked back in 2017, consumers were forced to acknowledge how vulnerable they were to identity theft. As […]
If you’re struggling with debt, you’ve probably heard promises of quick fixes to wipe the slate clean. As many have unfortunately learned, these promises typically fall flat. The truth is, there is no way to get out of debt without paying off that debt. You may be able to reduce […]
Have you always dreamed of being able to say you have a perfect credit score — that all-important 850 on the FICO scale? First, you should know that having an 850 credit score isn’t really all that important. In fact, the real “perfect credit score” is closer to the 760 […]
Updated on Monday, September 13, 2021 Getting a credit limit increase can be an easy way to boost your credit score — as long as you maintain responsible spending habits. Here, we’ll tell you how to increase your limit when using a Capital One credit card. First, it’s important to […]
Updated on Friday, September 10, 2021 There is one persistent credit card myth that befuddles consumers from all walks of life. Parents tell children. Friends tell each other. Managers lecture employees. “You should carry a balance on a credit card,” they announce in authoritative voices. “It’s good for your credit […]
There are five major components FICO uses to determine a credit score. Understanding the secret sauce can help you build a strong score and healthy credit report. While FICO is not the only credit scoring model out there, it is the most widely used by lenders. So a score in […]