Hey friends Miguel Morales here your local and national mortgage expert bringing you your credit tip of the week this tip is for people who may have higher credit scores already and want to improve them even more I know several people who use their credit cards all month long to pay for virtually everything because they're looking to rack up rewards points or cash back and they typically wait until they get their statement to pay it off in full here's a little trick don't wait until your statement date to pay it off pay it off around four days before your statement comes and then it'll show as a zero balance or a very very low balance when it reports to the creditors this alone will raise your score another two thirty to fifty points on average which comes in very handy especially if you're looking to make a major purchase like a home if you have any thoughts or questions on this please reach out to me and I'll be happy to help you in any way I can please share this with anyone who may be in the market or who may benefit thanks and make it a great day! Call/Text 813-340-1594

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