The information related to DisneyÂ® Premier VisaÂ® Card has been collected by MagnifyMoney and has not been reviewed or provided by the issuer of this card prior to publication.
If movies such as â€śThe Lion Kingâ€ť and â€śBeauty and the Beastâ€ť are among your go-to options for family movie night, and your vacation of preference is visiting Disney World or Disneyland, then the DisneyÂ® Premier VisaÂ® Card might be the right credit card for your wallet.
The card is issued by Chase Bank, and is available with a variety of popular characters from Disney movies and Disney-owned properties. Choices include Mickey Mouse (available solo in his sorcererâ€™s robe from â€śFantasiaâ€ť and alongside his famous pals, Donald Duck and Goofy), Yoda from â€śStar Warsâ€ť and Elsa from â€śFrozen.â€ť
Its rewards rate is just OK: Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations. Earn 1% on all your other card purchases But there are perks that might still make this card worth it for hardcore Disney fans.
If youâ€™ve been approved for five personal credit cards with any issuer within the past 24 months, you are likely to be turned down if you apply for this or any other Chase card due to the Chase 5/24 rule. Youâ€™ll have to look at your credit history and tally up how many credit cards youâ€™ve been approved for within the past 24 months.
For a full breakdown of what this card offers, read on. But if youâ€™re looking for a cashback card that rewards you a higher cashback rate on all purchases, you may want to take a look at the CitiÂ® Double Cash Card â€“ 18 month BT offer instead.
If Disney vacations and Disney store shopping are a regular part of your life, hereâ€™s how this card can help:
Terms may apply.
Earn a $200 Statement Credit after you spend $500 on purchases in the first 3 months from account opening with a new Disney Premier Visa Card. Youâ€™re eligible for this if you donâ€™t already have this card and havenâ€™t received a new cardmember bonus for this card in the past 24 months.
When you purchase airline tickets on any airline using your DisneyÂ® Premier VisaÂ® Card, you can redeem your Disney Rewards Dollars for a statement credit to cover the tickets. Each Disney Rewards Dollar is worth $1. The minimum amount to redeem this way is $50 in rewards.
Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations. Earn 1% on all your other card purchases The rewards rate isnâ€™t bad, and you can redeem Disney Rewards Dollars toward Disney and Star Wars purchases at most Disney locations â€” some examples being theme park tickets, resort stays, shopping and dining. Every Disney Rewards Dollar is worth $1 when redeeming toward eligible Disney goods and services.
The issue with these rewards is that before you can use them, in most cases youâ€™ll have to put them on a separate Disney Rewards Redemption Card. You can order one of these as soon as you have earned 20 Disney Reward Dollars. And anytime you want to transfer rewards to the redemption card, you must have a minimum of 10 Disney Rewards Dollars to transfer.
Get 0% promotional APR for six months on select Disney vacation packages from the date of purchase. After the promo period, the APR increases to 17.99% Variable.
This card comes with:
As we outlined above, you have to transfer Disney Rewards Dollars to a separate redemption card before you can use them for most of what theyâ€™re eligible for. (Redeeming toward air travel is a situation where you donâ€™t have to put them on the redemption card first.)
In a world where other credit cards will let you redeem rewards as statement credits and bank account deposits, or apply them toward online shopping, having to take the extra step of putting your rewards on a separate card can be a deterrent to use the DisneyÂ® Premier VisaÂ® Card.
Thereâ€™s an annual fee of $49.00* on this card. While some cards charge higher annual fees, itâ€™s still disappointing â€” you can get cards with no annual fee that have rewards rates just as good as what the DisneyÂ® Premier VisaÂ® Card offers. What you wonâ€™t get on other cards is the Disney-specific perks, so you have to decide if those are worth the fee.
The CitiÂ® Double Cash Card â€“ 18 month BT offer sets the standard for flat-rate cashback cards. If youâ€™re not a hardcore Disney fan, chances are youâ€™ll get more value out of the Citi card. You might prefer the Citi card even if you are a Disney fan, but prefer a simpler rewards experience.
|DisneyÂ® Premier VisaÂ® Card||CitiÂ® Double Cash Card â€“ 18 month BT offer|
|Regular Purchase APR||17.99% Variable||15.99%â€“ 25.99% (Variable)|
|Rewards||Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations. Earn 1% on all your other card purchases||Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.|
|Sign-Up Bonus||Earn a $200 Statement Credit after you spend $500 on purchases in the first 3 months from account opening with a new Disney Premier Visa Card.||No bonus|
|Foreign Transaction Fee||3% of the amount of each transaction in U.S. dollars.||3%|
Both cards charge foreign transaction fees, so theyâ€™re best to leave at home if youâ€™re traveling outside the United States.
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