If you frequently book travel through Expedia, you might find value in the ExpediaÂ® Rewards Card from Citi. With this card, you can earn 3 Expedia Rewards bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages and 1 Expedia Rewards bonus point per $1 spent on other purchases.
Letâ€™s break down when it makes sense to use the ExpediaÂ® Rewards Card from Citi, what rewards are worth, and when youâ€™d be better off with a different card.
Automatic Expedia Rewards Silver status. Silver members can save an extra 10% or more on select hotels.
Earn extra points. As of the date of publishing, Expediaâ€™s website shows that points earned with the card are in addition to the points youâ€™d earn just by being a member of the rewards program. Hereâ€™s the example used:
If you redeem points toward a VIP Access hotel stay, those 9,100 points would be worth $130. If you redeem them toward a regular hotel stay, 9,100 points would be worth $65. In the first case, each point is worth 1.4 cents, while in the second, each point comes out to a value of 0.7 cents.
No foreign transaction fee. Donâ€™t worry about paying a foreign transaction fee on each purchase when you use this card outside the United States â€” there is None.
Citi EntertainmentSM. As a Citi cardholder, you can get special access to purchase tickets to events such as concerts, sporting events, and more.
Only Expedia purchases earn 3X. If you always book your travel through Expedia anyway, this might not bother you. But if you like being able to go through a variety of travel services or book directly through an airline or hotel, you might not like being limited to one service.
Inflexible redemption options. Unfortunately, points cannot be redeemed for cash or transferred to travel loyalty programs. Your redemption options include:
Note that if you book a hotel, you have the option of covering part of the booking with points and part out-of-pocket. If you want to use points toward a flight, however, you must have enough points to cover the entire cost of the flight.
No travel protection perks. For a card aimed at travelers, youâ€™d think the ExpediaÂ® Rewards Card from Citi would offer perks such as lost luggage reimbursement, but it does not.
Points can expire. You must earn or redeem points at least once every 18 months to prevent points from expiring. If you use this card regularly, the requirement wonâ€™t be hard to meet. But if you find youâ€™re getting more value from another card and you sock drawer the ExpediaÂ® Rewards Card from Citi, know that you might lose any Expedia+ points youâ€™ve accumulated.
The Wells Fargo Propel American ExpressÂ® card is a strong offering for a $0 annual fee that offers rewards on flights, hotels, car rentals and more. Letâ€™s see how the two cards compare.
|ExpediaÂ® Rewards Card from Citi||Wells Fargo Propel American ExpressÂ® card|
|Welcome offer||20,000 Expedia Rewards bonus points after $1,000 in purchases within 3 months of account opening.||Earn 30,000 bonus points when you spend $3,000 in purchases in the first 3 months.|
|Rewards||3 Expedia Rewards bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages and 1 Expedia Rewards bonus point per $1 spent on other purchases.||Earn 3X points on eating out and ordering in, 3X points on gas stations, rideshares and transit, and 3X points on travel including flights, hotels, homestays and car rentals. Earn 1X points on other purchases.|
|Purchase APR||16.49% – 24.49% (Variable)||Intro 0% for 12 months. After that, a 15.49%-27.49% (Variable) APR applies.|
|Balance transfer APR||16.49% – 24.49% (Variable)||Intro 0% for 12 months on qualifying balance transfers. After that, a 15.49%-27.49% (Variable) APR applies.|
|Foreign transaction fee||None||None|
You can earn rewards on a much broader range of purchases using the Wells Fargo Propel American ExpressÂ® card compared to the ExpediaÂ® Rewards Card from Citi. Plus, if you need a period of 0% introductory APR on to pay off a big purchase or debt transferred from another credit card, the Wells Fargo Propel American ExpressÂ® card has a solid intro 0% for 12 months on purchases. After that, a 15.49%-27.49% (Variable) APR applies, and an intro 0% for 12 months on qualifying balance transfers. After that, a 15.49%-27.49% (Variable) APR applies.
The Wells Fargo Propel American ExpressÂ® card also offers perks including lost luggage reimbursement and car rental loss and damage insurance. Terms apply.
The information related to the Wells Fargo Propel American ExpressÂ® card has been collected by MagnifyMoney and has not been reviewed or provided by the issuer of this card prior to publication.
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