This bank offers phenomenal rates. At the time of writing, they offer the highest savings account rate in the market â€” if you can rack up the steps needed to earn it. In addition, you will have to be comfortable doing your banking 100% online with this savings account. You will not receive a checkbook or ATM card â€“ all of your withdrawals and deposits will be completed via electronic transfer. If youâ€™d prefer ATM access or the ability to visit a physical branch, Fitness Bank is not the right match for you.
The minimum deposit required to open and maintain an account without incurring a monthly maintenance fee isnâ€™t outrageous. But you can find savings accounts offering somewhat competitive rates without these requirements. And to repeat, youâ€™ll have to meet the step requirements; if that challenge goes unfulfilled, the advantages of saving with Fitness Bank wane. Its rates get progressively less competitive the fewer steps you take.
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