Saturday, 7 December 2019

Freedom Unlimited

Freedom Unlimited
31 Jul
5:52

Researching the chase freedom unlimited card? Duane here with how to build credit TV and in this video I'm gonna be talking about the chase freedom unlimited card and more importantly if the chase freedom unlimited card is right for you But before we get started I have a quick message

once again my name is Duane with how to build credit TV This channel offers 100% free information about how to build credit, how to get cash back actual cash money from using credit cards, as well as credit card reviews We also talk about everything you need to know about credit Whether you're looking to establish credit, build credit, rebuild credit or learn more about the FICO score and how it is comprised so you can increase your credit score If this sounds like something which you're interested be sure to subscribe to our channel and click the notification bells so you don't miss a thing

Okay so you're researching the chase freedom unlimited card This is a card that I actually used to have it's a great card The only reason why I don't have it anymore is because I just went to a different card which is the chase freedom card However we'll talk in this video more about if this card is right for you the chase freedom unlimited card Okay so right out the gate the chase freedom unlimited card does not have a annual fee and this is actually important to me because I actually use credit cards that don't have an annual fee

The only reason for me to ever use a credit card that has an annual fee is if the perks outweigh the annual fee or offsets the annual fee So with that being said the chase freedom unlimited card does not have an annual fee Okay what I'm gonna do right now actually for all the visual learners watching this video is I'm gonna go ahead and jump on over to my laptop and go to the chase website so we can have a closer look at the chase freedom unlimited card and what it has to offer Okay so we're at the chase website and I'm just gonna go ahead and click on learn more here regarding the credit cards and okay cool So it brings me right here to the credit card page and there's a bunch of credit cards that Chase offers so the first one here is the chase freedom unlimited credit card and I'm gonna go ahead and click on that to learn more information about that so you guys can see what they have to offer in more details

Alright here we go so it's pulling it up Alright so as you can see here at a glance on the left hand side it says earn unlimited cashback earn unlimited 15 cash back on every purchase It's automatic no minimum to redeem for cashback So that means that you don't need to have a minimum amount of points in order for you to redeem the cash back and the cool thing about the cashback with chase is you can actually use it towards travel

If you have another Chase credit card like the Chase Sapphire Preferred or the Chase Sapphire Reserve credit card You can transfer those points and use it over there or if you want if you have a chase account you can actually transfer the money directly into your checking account which is what I did when I got this card initially I had to chase freedom unlimited card for a while and I worked it but anyway let's get back to this So as you can see on the right hand side it says $150 bonus after you spend $500 on purchases in your first three months from opening the account This parts also cool I absolutely did that that was easy to do

It's an easy spending requirement to meet $500 in three months is easy All you have to do is you know pay your cell phone bill, pay your electricity bill, pay your car insurance, pay your cable bill, pay your internet bill Okay right there alone you're certainly more than halfway along the way of meeting the $500 that you need to meet in order to get the one has a $150 bonus Also if you add a authorized user to your card within the first three months and they make a purchase and the purchase could be for one cent or one dollar or whatever You just add an authorized user to your account which is free to do there's no extra cost so you can add your significant other add a brother add a aunt add whomever you absolutely get 25 extra dollars

Sso you have the opportunity to get a hundred and seventy-five dollars cash back bonus with this card and that's just spending the $500 in the first three months and adding your first authorized user which is free to do So once again there's no annual fee and then there's a low interest there's a little intro of APR right so it says 0% intro APR for 15 months from opening the account on purchases and balance transfers and then after that it's 1649 percent to 2524 percent variable APR so and then they talk about a fee for the balance transfer the fee is five percent of the amount transferred with a minimum of five dollars So once again this credit card the chase freedom unlimited freedom credit card is pretty straightforward

It's just a flat 15% on all of your purchases so you don't have to worry about categories or keeping up with anything okay if you just want to keep it really simple and just get a 15 cash back on all your purchase This credit card is a great credit card for that Okay so be sure to if you're interested in this card go ahead and get it I think it's a winner

I had it for a while and after getting the discover it secured card and I was I transferred that and I started to get 5% cash back I was like man 5% cash back is a pretty good deal so I ended up getting the Chase Freedom Card because it offers 5% on certain categories so once again if you're interested in the chase freedom unlimited credit card I would certainly get it It's easy to do it's easy to meet the spending requirement of $500 and you'll get that $150 cash back and when you add a authorized user you get an additional $25 Okay thank you for watching this video I'll see you guys back in just one second Once again this channel is all about everything you need to know about credit whether you're looking to establish credit, build credit, rebuild credit or learn more about the FICO score and how that is comprised so you can increase your credit score

If this sounds like something that can be useful to you be sure to subscribe to our channel and click that notification bell Thank you again for watching if you have any questions leave them in the comment below Share this video with somebody that you think might find it useful Once again thank you for watching until next time take care and be blessed Peace!

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