The Kids Savings account leads the pack with the highest interest rate â€” but itâ€™s only for kids. The Ultimate Savings account for adults, despite its name, isnâ€™t quite as ultimate as it could be. The rates are good but only if you pony up significant cash. The bottom line is you can get better rates on savings accounts listed on our site. Thereâ€™s stiff competition when it comes to online-only savings accounts, which works to your favor. The Health Savings Account is a decent option, but only if you have the right health care plan.
Overall, the Northpointe Bank checking accounts leave a lot to be desired in the interest rate department. The accounts listed in our round-up of the best online checking accounts offer higher APYs and may require lower minimum daily balances to earn them. The Interest Checking account, which does offer interest, makes you maintain a pretty high average daily balance to get any reward.
Northpointe Bank CD rates are lower than what you can get from other financial institutions. Check out our best CD rates roundup to see our top choices. Other accounts let you deposit a lower amount while still earning interest as well.
The Northpointe Bank Ultimate Money Market account has an interest rate spread thatâ€™s pretty competitive compared to the money market accounts on our round-up.
Most of the Northpointe Bank products have lower interest rates than those we list on our round-up of the best IRA CDs. Competitors offer comparably higher fixed interest rates for the shorter-term IRA CDs. You can also find accounts that let you earn APY with a lower balance.
This Cash Back Number May Surprise You
Best Travel Credit Cards With No Annual Fee
Getting Approved For 1 Of These Credit Cards Means You Have Excellent Credit
Credit Cards Charging 0% Interest until 2021