It’s a dream that all the couples have and indeed I along with my husband have been planning for the same for a long. Well, family planning and planning to buy a house are two major areas that require a lot of attention and proper decision-making. It was the time […]

The lending market is not very warm to borrowers with less than a perfect credit score. In a report carried by Forbes magazine each year, lenders in the US turn down one in every three (32 percent) of personal loan applications by applicants with less than an excellent credit score. […]

To rent a house or to buy one—is the decision tearing you apart? When it comes to having a roof on our heads, we’re left with two choices. Either we can rent a house or we can buy it to make it our own. The common answer to the question […]

Updated on Thursday, October 14, 2021 Annual percentage yield (APY) is a percentage that indicates an investment’s actual rate of return — in other words, how much it grows — in a year. The key difference between APY and an interest rate is that APY factors in compound interest. An […]

Updated on Wednesday, October 13, 2021 Many people dream of the day when they can finally sit back and relax in retirement — and a lot of people want that day to come as soon as possible. If you’d like to plan for early retirement, there are several strategies to […]

Updated on Tuesday, October 5, 2021 Summer is over and kids are going back to school, which for many consumers apparently means it’s time to go back to saving. After a dip in savings contributions through the summer months, 42% of consumers added money to their savings in September. “It […]

Our Fine Print We hate fine print. We created this entire site because of the nasty fine-print habits of other companies. Unfortunately, the legal team insists we include the following: MagnifyMoney is not a lender, does not broker loans to lenders, and does not make personal loans or credit decisions. […]

“What can be added to the happiness of a man who is in health, out of debt, and has a clear conscience?” A Gentleman named Adam Smith presented a picturesque scene of life beyond debt. When you’re free of its shackles and away from debt-zilla, life becomes a whole lot […]

Overspending and my pocketbook go hand-in-hand. Unfortunately, my pocketbook hasn’t really been able to keep up with my expenditures, even though I often act as it does. It’s easy to neglectfully whip out the plastic to cover frequent trips to the mall. It’s also easy to turn a blind eye […]

Teen years are perhaps the most important years of life. Teen years decide who you will go on to become as a person. It’s that time when your inner makeup is taking shape. Amid those years, you develop a psyche that remains more or less the same for the most […]