Pelican State Credit Union offers so many phenomenal checking accounts, we have trouble picking a favorite. If you want to earn interest, youâ€™ll have to look far and wide to find a rate as generous as Free Kasasa CashÂ® Checking Account. Not only does it crush the average checking account, itâ€™s also light years better than most CDs and money market accounts.
Free Kasasa Cash BackÂ® Checking and Free Kasasa TunesÂ® Checking are also great options if youâ€™d rather receive money back from your purchases. Kasasa Cash BackÂ® earns cash back on all spending, whereas Kasasa TunesÂ® can earn more per month, but only refunds spending at iTunesÂ® and AmazonÂ®.
Pelican State Credit Unionâ€™s Horizon account could be worth a look for people with financial trouble, since after six months time you can swap it for one of their better accounts. The only one we would skip is Choice Checking, since it doesnâ€™t offer any rewards and comes with a monthly fee.
If you use any of the Kasasa accounts, youâ€™ll be making a fine choice. But if youâ€™d still like to window shop before deciding, here are some of the other top-tier checking accounts from around the country.
The Pelican State Credit Union savings account are not quite at the same level as their checking accounts. They arenâ€™t bad accounts by any means. We like that none of their savings accounts charge a monthly fee and they all pay either average or above average interest rates.
Itâ€™s just that the Pelican State Credit Union checking accounts offer such incredible rates, itâ€™s hard to compete. If youâ€™ve maxed out the rewards on a Kasasa Checking account, it might be worth adding on either the Kasasa Saver or Primary Savings account so you can keep earning some interest. But donâ€™t make this move until youâ€™ve taken advantage of the checking rewards.
If you want a savings account that comes close to matching Pelican State Credit Unionâ€™s top checking rates, youâ€™ll need to look elsewhere. Itâ€™s a tough challenge, but these online savings accounts are up to the task.
If youâ€™re looking for a generous CD, Pelican State Credit Union is definitely the right place. Their Share Certificate rates are phenomenal across the board. Whether you want a short 6-month certificate or one that lasts up to 60 months, Pelican State Credit Union matches the best rates in the business for every, single term.
The only downside we noticed is they donâ€™t offer any specialty CDs, like a bump-up option which lets you increase the rate midway through or a Flex CD which lets you take money out early. These are nitpicky complaints because when you open a CD, the main priority is the interest rate. Youâ€™ll be well-pleased with what you get at Pelican State Credit Union.
If you want some more variety, perhaps to check out some specialty offers or terms not at Pelican State Credit Union, weâ€™ve tracked down the rest of the very best CDs from other institutions here.
With their retirement accounts, Pelican State Credit Union comes through yet again. Their IRA CD rates are fantastic and some of the best weâ€™ve seen, for both short-term and long-term deposits. Whether your retirement is years away or just around the corner, you can find a solid match for your savings timeline.
Their IRA Shares account is also high-quality. While these accounts always earn less in exchange for more access to your money, Pelican State Credit Union still pays a competitive rate. Itâ€™s a great choice if you need time to decide where to commit your portfolio.
If you need help with your retirement plan, Pelican State Credit Union could be an excellent resource â€” but so could these top lenders. They also offer some of the very best IRA CD rates and are worth comparing against Pelican State Credit Union.
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