Updated on Monday, January 31, 2022 The COVID-19 pandemic has presented businesses with an almost unlimited number of challenges over the past two years, from overcoming supply chain disruptions to managing health and safety standards. But within that churn and disruption, certain industries have seen a boom in demand for […]
Every month I make a post with what I consider to be the best credit card offers at the time, with a particular focus on the best travel credit cards. With it being a new year, it’s a great time to start getting your points earning strategy in order, so […]
So you’ve got plans to max out your 401(k) and your emergency fund is cash-flush. What next? You have plenty of options, many of which we’ve listed below. Wherever you put your money, remember that each type of investment comes with drawbacks. You should understand your risk tolerance and be […]
In an environment where everything is changing — the way we work, travel, meet, and shop — the world of credit is adapting quickly. The pandemic isn’t the sole cause of this, as fintech has been upending traditional banking models for years. Here’s what we at FICO see for next […]
You’ve poured your heart and soul into the small business you founded, but when it comes to financing day-to-day operations, you’ll need to strictly separate your personal wealth from your business funds. A business money market account can help provide a safe place for your company’s cash, allowing it to […]
Updated on Monday, November 29, 2021 SIMPLE (Savings Incentive Match Plan for Employees) IRAs are tax-advantaged retirement savings accounts that benefit small business owners and the people who work for them. In addition, you can use the SIMPLE IRA to save for retirement if you are self-employed. Like many other […]
News flash: The deadline for filing income tax returns (ITR) has come and gone. It was 15th April 2019, by the way, and April 17 for residents of Massachusetts and Maine. If, however, by any lucky chance, you filed for a tax extension, then you have until the 15th of […]
The lending market is not very warm to borrowers with less than a perfect credit score. In a report carried by Forbes magazine each year, lenders in the US turn down one in every three (32 percent) of personal loan applications by applicants with less than an excellent credit score. […]
If you are a small or medium business owner, the highs and lows of doing business are not strange. A lot of these swings have got to do with the company’s financials or operations. Seasonal demands for credit caused by time gaps between revenue realization and working capital needs can […]
Updated on Monday, August 30, 2021 April 2020 saw the U.S. go into full crisis mode, as the coronavirus pandemic exploded and states throughout the country put lockdown measures into place to try to mitigate the spread. As a result, millions of people lost their jobs and the national unemployment […]
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