Although radio show host, author, and financial expert Dave Ramsey says credit scores are not all that important, it’s an inevitable reality Americans have to live with. After all, we love to spend what we don’t have. A recent report by the Federal Reserve revealed that consumer debt in America […]
There are five major components FICO uses to determine a credit score. Understanding the secret sauce can help you build a strong score and healthy credit report. While FICO is not the only credit scoring model out there, it is the most widely used by lenders. So a score in […]
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