Saturday, 1 April 2023

Tag : credit

How to Improve Your Credit Score by this Christmas
17 Apr

How to Improve Your Credit Score by this Christmas

The season to be jolly is fast approaching, but, you have cause to worry. It may not be as jolly as you wish it to be because your credit score has been a train wreck for the last couple of months. Despite several efforts to get it back on track, […]

Half of Americans Are Living Paycheck to Paycheck
16 Apr

Best CD Rates in April 2022

Updated on Wednesday, April 13, 2022 Certificates of deposit (CDs) are safe, conservative savings vehicles that lock up your money for a guaranteed return after a set term duration. We’ve compiled the highest CD rates today for many terms. PenFed Credit Union was selected as the best overall financial institution […]

Here’s How I Travel On a Shoestring Budget
13 Apr

Here’s How I Travel On a Shoestring Budget

I don’t know about you, but it seems to me like the cost of travel has skyrocketed over the past few years. Every time a city wants to raise some money to balance their budget or pay for some new initiative, it seems like they decide to just add another […]

16 Mar

10 Best No-Penalty CD Rates in 2022

Updated on Wednesday, March 16, 2022 CDs, or certificates of deposit, work under an easy-to-understand premise: You agree to place your money with a bank or credit union for a set amount of time, during which it will earn interest. At the end of the period, you get your money […]

15 Mar

What is the Federal Funds Rate?

Updated on Tuesday, March 15, 2022 The federal funds rate is the interest rate at which depository institutions, like banks and credit unions, lend each other their excess reserves overnight. The Federal Open Markets Committee (FOMC) of the U.S. Federal Reserve sets the federal funds rate as part of its […]

12 Mar

Personal Finance Lessons That You Can Take From GOT

Since time immemorial, the intellectual and maestro writers have made us acquainted with the truth through their stories. Be it Shakespeare’s plays or Hemingway’s novels, they all have compelled us to dive into the opulence of their narratives and scrabble around their depths before enlightening the truth inside of us. […]

11 Mar

The Best Jumbo CDs in March 2022

Updated on Friday, March 11, 2022 Jumbo certificates of deposit (CDs) offer a cautious way to save large sums of money. Like traditional CDs, jumbo CDs feature a predetermined interest rate and term length, as well as early withdrawal penalties. The key difference is that jumbo CDs require much higher […]

01 Mar

The 10 Best Free Checking Accounts March 2022

Updated on Tuesday, February 8, 2022 Checking accounts are a safe and convenient place to store your money for everyday financial transactions, allowing you to withdraw funds to make purchases or to get cash from ATMs whenever you’d like. Many checking accounts have different types of fees, but some financial […]

25 Feb

Apple’s new way to pay merchants | AmEx debit card that earns rewards

Will Let Shoppers Pay Merchants by Holding Phones Together Apple said it plans to introduce a contactless payment option later this year that will let businesses use iPhones to process transactions in stores without any additional hardware, competing with services like Square. The new “Tap to Pay” feature will allow […]

23 Feb

10 Financial Steps to a Rich Life as a Single Mom

The never-ending struggles of a valiant single mother are something that the United States of America is very much aware of. According to the 2017 U.S. Census Bureau, out of about 12 million single parent families with children under the age of 18, more than 80% are headed by single […]