Tuesday, 16 April 2024
When you feel crushed by the insurmountable debt; filing for chapter 7 or chapter 13 may seem like a last resort. Even though filing for bankruptcy is at times the only way to get rid of debt, the ghost of the bankruptcy past may continue to haunt you for 10 […]
If you are anticipating a tax refund, you must actually be getting butterflies in your stomach. What a feeling it is when you get an extra paycheck from IRS, right? But what if you realize that you owe to IRS? It could possibly be because you have been amongst the […]
Dori Zinn iStock Being in a money bind can cause a load of distress not only emotionally, but also financially. Some may turn to you for money, but is it the best idea? They could take out a personal loan, but bad credit may not even let them qualify. And […]
Dawn Allcot iStock Are you considering a secured loan? A secured loan is one that is backed by collateral. For instance, an auto loan is backed by the car you are purchasing. If you don’t make your auto loan payments, your lender can repossess the car. Other common secured loans […]
Alli Romano iStock When you need a place to stash your cash, a bank or credit union is a reliable choice. A bank account will give you access to important services, including checks, a debit card and online banking, as well as the opportunity to take out loans or earn […]
Chaunie Brusie iStock You’re in a tricky situation: your friend, who you love and care about deeply, has come to you asking for your help getting a loan that they desperately need. You know the loan could benefit your friend, but you’re also unsure of the risks behind cosigning a […]
Renee Morad Source: iStock Online bill pay services are growing increasingly popular with consumers. Rather than writing and mailing paper checks, customers can pay bills from their mobile device or tablet in one convenient place, schedule automatic payments for recurring bills, and depending on the service, also make next-day or […]
Soon after the 2016 Presidential elections, several famous individuals who did not support the eventual winner, Donald Trump, voiced their protests. Golden Globe Award-winning actress Mia Farrow and activist Gloria Steinem are among who outwardly voiced their protests. However, there was something unique about the way they protested Trump’s election. […]
Sarah Li Cain iStock You may have come across the term ACH when looking at different banking options or making certain banking transactions. ACH stands for Automated Clearing House, which is a network and processing system that financial institutions use to transmit funds electronically between banks and credit unions. ACH […]
Brianna McGurran Credit counseling is a smart first stop for anyone interested in getting a better handle on their money. It can help you build a budget and improve your credit score, but it’s especially helpful for those struggling with debt. Credit counseling 101: What you should know Read on […]
Tags: Capital One, Cards, Credit Score, debit card, make payments, pay later, savings account