If you canâ€™t keep the required $2,500 in your checking account to get the monthly fee waived for the TD Premier Checking account, consider TD Convenience Checking. You still need to keep some cash in this account to have the $15 monthly fee waived, but with a minimum daily balance of $100, itâ€™s much more manageable.
You have access to thousands of ATMs in the U.S. and Canada with your TD Bank Visa Debit Card. Check images are available online and of course, since itâ€™s TD, you have access to 24/7 customer service.
Unfortunately, youâ€™ll have to sacrifice earning any return on your funds with this account, since it pays no interest. But there still are some minor perks that come with this account. Youâ€™ll get a discount on your first order of checks, and discounts on TD Bank home loans and home equity lines of credit.
Opening a Convenience Checking account with TD Bank is simple and takes only a few minutes. Youâ€™ll need basic personal information about yourself, a photo ID and a way to fund your new account. You can apply online, over the phone or by visiting a local branch.