Sunday, 24 January 2021

Union Bank Review: Checking, Savings, CD, Money Market and IRA Accounts

This checking account gives you the opportunity to add extra features, though some do come with added fees. Free features include bill pay, online, telephone and mobile banking. You also get an unlimited supply of checks and a debit card.

One of the extra features is an ATM transaction benefit, where, for $3 a month, you can use any non-Union Bank ATM worldwide for any transaction. The benefit also allows for no Union Bank ATM fees and a rebate of non-Union Bank fees for the first two transactions per statement period.

Other add-on services include unlimited incoming wire transfers for $1 a month. You also can pay $1 a month for cashier’s checks or money orders. Note that if you sign up for these optional features, you will still be charged even if you do not use the service. You can cancel anytime.

You can waive the monthly maintenance fee if you make at least $500 worth of mobile check or direct deposits, maintain a $1,500 average monthly balance or maintain a minimum balance of $5,000 in linked deposit accounts each month.

How to get the Ready to Go checking account

You can open an account by filling out an online form in as little as 10 minutes. You’ll need to provide personal details such as your name, employment information, Social Security number and government-issued ID. You’ll then need to verify your identity by answering questions that Union Bank provides. Afterward, you can fund your account and create your profile online. Then print, sign and mail a signature card so that you can use it to make transactions at your local branch or to write checks.


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