Amex Cashback: TfL & Harrods Deals for Londoners

American Express has rolled out two new cashback promotions, primarily benefiting London-based cardholders, specifically targeting Transport for London (TfL) and Harrods. A fundamental requirement for participation is that cardholders must be targeted for these offers and actively opt-in through the Amex app or website; notably, if an offer appears on a primary card, it often extends to supplementary cards, allowing for multiple redemptions.

The TfL offer provides a 20% cashback on all contactless travel transactions, with a maximum cashback of £7. This promotion is valid until November 27th. While the cap is modest, it represents a tangible saving for individuals regularly using London's public transport, essentially offering free money for routine journeys. This benefit is straightforward and easy to claim for eligible users.

For Harrods, American Express has introduced two distinct cashback opportunities, both active until December 31st. These include ‘10% back on a £300+ purchase, capped at £50' and ‘£20 back when you spend £200+'. A critical limitation is that cumulative spending does not count towards triggering these offers; each must be met with a single transaction. Initially, there was a misconception about being able to double-dip these specific Amex offers; however, this was clarified as incorrect, as one offer is designated for online purchases and the other for in-store transactions.

Beyond the Amex cashback, Harrods is also running a separate “10% off almost everything” promotion until Sunday evening, applicable both in-store and online. This offers a significant discount but comes with numerous exclusions, such as Fine Jewellery, Watches, Food Halls, Restaurants, and Gift Cards; it's also highly probable that Apple products are excluded, despite an Apple concession being available. To qualify for the in-store 10% discount, customers must sign up for Harrods Rewards, which also accrues points equivalent to 1% cashback on purchases, redeemable in £5 increments. The Amex cashback deals for Harrods are longer-lasting, extending into the first few days of the post-Christmas sales, offering sustained value.

(Source: https://www.headforpoints.com/2025/11/01/amex-cashback-deals-tfl-harrods/)