Citi Rewards+ Card: July 2025 Conversion to Citi Strata Card
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The Citi Rewards+ยฎ Card is undergoing a significant change. According to The Points Guy (TPG), this card will automatically convert to the Citi Strata card on July 20th, 2025. This conversion marks a considerable downgrade for existing cardholders. The Citi Rewards+ card, prior to its conversion, offered attractive features such as rounding up ThankYou Points (TYP) to the nearest 10 and a 10% bonus when redeeming TYP. These valuable benefits, highly prized by cardholders for maximizing rewards, will be lost upon the conversion to the Citi Strata card. The upcoming change is significant because the Citi Strata card is considered significantly less rewarding. This highlights the risk inherent in relying on specific card benefits that may be altered or removed by the issuing bank. For those currently holding a Citi Rewards+ card with TYP accumulated, it is strongly advised to redeem these points before the July 20th deadline to avoid losing the enhanced redemption value. Transferring points to partner programs is also recommended before the conversion takes effect. This situation underscores the importance of regularly reviewing credit card terms and conditions, paying close attention to any potential changes or updates that may affect the value and benefits of the card. The automatic conversion underscores the dynamic nature of credit card rewards programs and the potential for changes that can directly impact the financial value of a card for consumers. The case of the Citi Rewards+ to Citi Strata conversion serves as a cautionary tale for consumers to remain vigilant and proactive in managing their credit card rewards. Consumers should always be aware of potential changes to the terms and conditions of their cards to avoid unforeseen loss of value.
