Ramp Business Card: $1500 Bonus & Transferable Rewards
Ramp, a Brex-like spend management platform, offers a free corporate charge card with 1.5x rewards on all purchases. A new update introduces a lucrative $1,500 welcome bonus after spending $1,000 and making the first balance payment within 90 days via select affiliate links. Previously, rewards were solely statement credits; however, Ramp now boasts 10 airline and hotel transfer partners, including Marriott Bonvoy, Wyndham Rewards, British Airways Executive Club, and several others. The transfer ratio is 1.5:1 (150 Ramp points for 100 partner points), a less-than-ideal exchange rate. While a referral bonus of $250 or 25,000 Ramp points exists, the source lacks a referral link. Ramp caters to corporations, LLCs, and limited partnerships. The platform's expense management software is a key selling point, offering streamlined expense tracking and control. The platform's value proposition lies in its combined benefits of a rewarding charge card, accessible transfer options (despite the conversion rate), and free expense management software. However, the less-than-favorable transfer ratio is a significant drawback, potentially limiting the overall value of the rewards program. Users should carefully weigh the transfer ratio against the benefits of the other features before committing. The $1500 bonus presents a strong incentive for new users, but careful consideration of the requirements is necessary. The limited eligibility to corporations, LLCs, and limited partnerships restricts access to a wider audience.
(Source: https://dannydealguru.com/ramp-launches-transferrable-rewards/)

