Snag $460! BMO Harris Checking & Savings Bonus
Note: Please read and review the credit card provider’s terms and conditions on a regular basis. They may be different from those in this post. This post may contain affiliate links and we may earn a commission (with No additional cost to you) if you make a purchase via our link. See our disclosure for more info
BMO Harris is offering a lucrative bonus of up to $460 for new customers opening both checking and savings accounts. The checking account bonus offers a tiered structure: $350 for a Smart Money or Smart Advantage account with $4,000 in qualifying direct deposits within 90 days, or $500 for a Premier account requiring $7,500 in direct deposits within the same timeframe. Qualifying direct deposits include paychecks, pensions, Social Security, or government benefits. The bank is strict about this requirement and may request documentation. The bonus is paid approximately 100 days after account opening. The savings account bonus provides a $5 reward each month your Savings Builder account balance grows by at least $200, for a maximum of 12 months ($60 total). This offer is available nationwide but has specific eligibility criteria. Existing BMO Harris personal checking customers or those who closed an account within the past 12 months are ineligible. There are monthly fees associated with the Premier account unless certain balance requirements are met. A $50 fee applies if the account is closed within 90 days, and accounts must remain open for 120 days to receive the bonus. The offer is subject to change and requires direct deposits, making it crucial to ensure you meet the requirements. While the bonus process may take 4-5 months, the potential reward justifies the effort for those who qualify and need a new checking and savings account.
(Source: https://dannydealguru.com/bmo-harris-560-bonus/)
