TD Bank Bonus: Grab Up to $500 with New Accounts!
TD Bank is offering a lucrative bonus of up to $500 for new customers opening both checking and savings accounts. The promotion, valid until July 31, 2025, presents two checking account options: the TD Beyond Checking, offering a $300 bonus with a $2,500 direct deposit within 60 days, and the TD Complete Checking, providing a $200 bonus with a $500 direct deposit within the same timeframe. Additionally, a $200 bonus is available for opening a Signature or Simple Savings account, requiring a $10,000 deposit maintained for 90 days. The checking accounts come with monthly fees ($25 for TD Beyond Checking, $15 for TD Complete Checking), waived under specific minimum balance conditions. The savings account fee is waived if linked to a qualifying checking account. Eligible customers can also earn an additional $60-$90 bonus via Swagbucks or InboxDollars. The offer is restricted to residents of specific states (CT, DE, DC, FL, ME, MD, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA) and is limited to one bonus per customer. Existing TD Bank customers or those with recently closed accounts are ineligible. The bonus is considered taxable income. While the $300 bonus for the TD Beyond Checking offers a higher reward, it necessitates maintaining a substantial balance to avoid monthly fees. The savings account bonus, requiring a $10,000 deposit for 90 days, presents a compelling 8% return. ACH transfers are an alternative to direct deposits for meeting the requirements. Overall, this promotion provides a significant financial incentive for new customers, but careful consideration of the terms and conditions is crucial before participation.
(Source: https://dannydealguru.com/td-bank-bonus/)
