Amex Business Platinum: 120K Upgrade Bonus!

American Express is offering a targeted upgrade bonus of 120,000 Membership Rewards points for existing cardholders upgrading to the Amex Business Platinum card. This lucrative offer requires spending $10,000 in purchases within the first three months. The annual fee is $695 (increasing to $895 on September 18th), but the bonus points potentially offset this cost. The offer is only available to select cardmembers, primarily those holding the Amex Business Gold card, and requires checking your account or using potentially modified links. Upgrading does not change the card's anniversary date but initiates a 12-month commitment. Previous cardholders are eligible, but the upgrade bonus precludes any welcome bonus on a new application.

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The Amex Business Platinum card offers numerous benefits, including 5x points on Amex Travel bookings, 1.5x points on various US purchases (electronics, construction supplies, shipping), and 1x point on other purchases. Cardholders enjoy perks such as Pay with Points with a 35% points rebate (up to 1,000,000 bonus points per year, changing in 2025), statement credits (Dell, wireless providers, Adobe, Indeed), access to airport lounges, airline incidental fee credits, Hilton statement credits, Global Entry/TSA PreCheck fee reimbursements, CLEAR Plus membership credits, premium car rental program memberships, and elite hotel status (Marriott Bonvoy Gold, Hilton Honors Gold).

While this 120,000-point upgrade bonus is compelling, it's crucial to consider the potential risks. Using modified links to access the offer carries some risk. Furthermore, past offers have reached 140,000 or 180,000 points, making this a slightly less generous deal. The 12-month commitment after acceptance is another factor to weigh. Those considering this offer should carefully assess the benefits against the annual fee and commitment period, ensuring it aligns with their spending habits and travel plans. The offer is a noteworthy opportunity, especially for those already working towards a Business Gold welcome bonus, but careful evaluation is essential.

(Source: https://dannydealguru.com/amex-business-platinum-120k-upgrade-offer/)