Snag $460! BMO Harris Checking & Savings Bonus

BMO Harris is offering a lucrative bonus of up to $460 for new customers opening both checking and savings accounts. The checking account bonus offers a tiered structure; you can receive $350 with a Smart Money or Smart Advantage account and $4,000 in qualifying direct deposits within 90 days, or $500 with a Premier Account and $7,500 in qualifying direct deposits within the same timeframe. Direct deposits must be from an employer, pension, Social Security, or government benefits. BMO Harris reserves the right to request documentation verifying direct deposit eligibility. The bonus is deposited into the checking account approximately 100 days after account opening. The savings account bonus provides a $5 reward each month your Savings Builder account grows by at least $200, for a maximum of 12 months, totaling $60. This promotion is available nationwide, but eligibility is subject to restrictions; existing BMO Harris customers or those who closed an account within the past 12 months are not eligible. The Smart Advantage account has no fees with paperless statements, while the Premier Account has a $25 monthly fee waived under certain conditions (e.g., $10,000 minimum daily balance or $25,000 in combined balances). The Savings Builder account has no monthly fees. A $50 fee applies if the checking account is closed within 90 days, and the account must remain open for 120 days to receive the bonus. The offer is valid until January 28, 2026. While the bonus is attractive, potential drawbacks include stringent direct deposit requirements and a lengthy waiting period for bonus disbursement. Customers should carefully review the terms and conditions before applying.

(Source: https://dannydealguru.com/bmo-harris-560-bonus/)