Chase Lets You Shift Credit Limits Online!

Chase cardholders can now conveniently adjust their credit limits online, eliminating the need for phone calls or secure messaging. This new feature, currently being rolled out gradually, allows users to transfer credit between their eligible Chase credit cards through their online account or mobile app. To initiate the transfer, log in to your Chase account, select the card you wish to move credit from, and click “More.” If your account is eligible, you'll find the “Move credit line” option. Alternatively, a direct link might provide access even if the option isn't immediately visible in the “More” menu. The process involves selecting the recipient card and specifying the amount in $100 increments. However, there are limitations. A maximum of three credit limit reallocations are permitted every 30 days. The ability to move credit may not be available for all card combinations, and the transfer amount depends on factors such as current balances and card age (cards less than a year old are ineligible). This online credit limit adjustment provides increased flexibility for managing credit across multiple Chase cards, offering convenience and self-service capabilities. While this enhancement simplifies credit limit management, users should be mindful of the limitations and ensure they understand the implications before making any adjustments. This new feature streamlines a previously cumbersome process. Users should carefully review their account details and eligibility before attempting to move credit limits online. The ease of this new online process contrasts with the previous methods of contacting Chase via phone or secure messaging, highlighting the improved user experience. The phased rollout suggests Chase is testing the feature's effectiveness and scalability before widespread implementation.

(Source: https://dannydealguru.com/move-chase-chase-credit-online/)