Mesa Homeowners Card: 50K Bonus (Expired)
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The Mesa Homeowners Card offered a lucrative 50,000-point signup bonus (now expired) for spending $5,000 in the first three months, a significant increase from its previous 5,000-point referral bonus. This no-annual-fee card is designed for homeowners, rewarding them for their mortgage payments. Cardholders earn 1 Mesa Point per $1 of monthly mortgage payments (up to 100,000 points annually), but must also spend $1,000 monthly on other purchases to qualify. Mortgage payments don't need to be made through the card; linking a bank account via the Mesa app suffices for points accrual. Additional earning opportunities include 3X points on home improvement, 2X on groceries (excluding major chains), gas, and EV charging, and 1X on all other purchases. The card provides valuable credits: $120 annually for Lowe's, $65 for a big-box membership (Costco, Sam's Club, BJ's), $200 for home maintenance via Thumbtack, $120 for pet care with Wag!, $120 for The Farmer's Dog, $100 for a home warranty, and a $100 Cozy Earth gift card. Mesa points are valued at 1.3 cents via their travel portal or 0.6 cents as statement credits. Transfer partners include Accor ALL, Air India, Finnair, Hainan Airlines, Thai Airways, and Vietnam Airlines. While the 50,000-point bonus is no longer available, the card's structure still provides attractive rewards for homeowners meeting the spending requirements. The card's unique feature is rewarding points on mortgage payments, which Bilt has promised but not yet delivered. The promotion's early expiration and application rejections highlight the dynamic nature of such offers.
(Source: https://dannydealguru.com/mesa-homeowners-card-review/)
