Mesa Homeowners Card: 50K Bonus & Mortgage Rewards

The Mesa Homeowners Card offers a lucrative 50,000-point signup bonus for spending $5,000 in the first three months (use code Bonus50). This card is specifically designed for homeowners, providing a unique way to earn rewards on mortgage payments. It boasts no annual fee, making it even more attractive. Cardholders earn 1 Mesa Point for every $1 of monthly mortgage payments (up to 100,000 points annually), but must spend at least $1,000 monthly on other purchases to qualify. Mortgage payments don't need to be made with the card; linking a bank account via the Mesa app suffices for point accrual. Additional earning opportunities include 3X points on home improvement, decor, maintenance, utilities, and daycare; 2X points on groceries (excluding major retailers), gas, and EV charging; and 1X point on all other purchases. The card also provides valuable annual credits: $120 for Lowe's, $65 for a Big Box membership (Costco, Sam's Club, or BJ's), $200 for Thumbtack home maintenance, $120 for Wag! pet care, $120 for The Farmer's Dog, $100 for an Armadillo home warranty, and a $100 Cozy Earth gift card. Mesa points hold a value of 1.3 cents via their travel portal or 0.6 cents as statement credits. Transfer partners include Accor ALL, Air India, Finnair, Hainan Airlines, Thai Airways, and Vietnam Airlines. While Bilt has promised similar mortgage reward programs, Mesa is already delivering this benefit, making it a compelling option for homeowners, especially with the significant signup bonus. However, remember the $1,000 minimum monthly spending requirement outside mortgage payments.

(Source: https://dannydealguru.com/mesa-homeowners-card-review/)