Bilt Mastercard Credit Limit Increase Bonus: 10,000 Points!

The Bilt Mastercard offers a lucrative unadvertised bonus for cardholders who successfully increase their credit limit. This bonus rewards users with 5X points on all eligible purchases (excluding rent) for five days, up to a maximum of 10,000 bonus points. The offer is triggered after a credit limit increase is approved and is typically communicated via email the following day. Reports suggest this bonus remains available as of August 2025, although its future is uncertain due to potential changes in 2026. To request a credit limit increase, cardholders must contact Wells Fargo directly. It's crucial to confirm that no hard credit pull occurs before accepting an increase. The bonus terms specify earning 5X points on various categories including restaurants, online shopping, travel, and groceries. A minimum of five transactions per statement period is also required to qualify for the bonus points. The 10,000-point cap translates to an extra 4X bonus on approximately $2,500 in spending. Interestingly, the promotion extends to those receiving automatic credit limit increases. Some users have even reported receiving a second offer after the initial five-day period, granting an additional 5X points on groceries, gas, and dining for 30 days, again capped at 10,000 bonus points. This information comes from user reports on Reddit, highlighting the value of community-shared insights. This unexpected bonus adds significant value to the Bilt Mastercard, making it an attractive option for those seeking to maximize rewards.

(Source: https://dannydealguru.com/bilt-mastercard-10k-points-bonus-after-credit-limit-increase/)