Category Archives: credit cards explained

The international banking system is an enigma There are more than 30,000 different banks worldwide and they hold unbelievable amounts of assets The top 10 banks alone account for roughly 25 Trillion US Dollars Today, banking can seem very complex, but originally, the idea was to make life simpler 11th […]

Hello, this is Ricky with CreditCardTerminalscom and today’s topic is: Chargebacks What is a credit card chargeback and why is it so important for you understand? Let me explain A chargeback is when a cardholder or customer disputes the credit card transaction through their card issuer So, basically, you run […]

Check your credit rating with a reputable credit agency and correct any inaccuracies and if you're eligible, sign up on the Electoral Register at your current address Apply for a Vanquis Card and sign up for the Credit Building Tips Newsletter Budget your income and expenses and plan to pay […]

Voiceover: What I want to do in this video is try to give a reasonable understanding of the different players involved that issue and process your credit cards Let's start off with the processors Sometimes you could say that the network, or the processors are the people that maintain the […]

Hi, I'm Michelle Hutchison money expert at one of Australia's biggest financial comparison websites, findercom au Today, I'm going to talk about balance transfer credit cards So what is a balance transfer? It's essentially when you have a debt from one card, say it's at 17%, and you move that […]

Hi I'm John Ulzheimer, a credit expert who contributes to Credit Card Insidercom Today's question is this: What is a CVV number and what is the purpose of a CVV number? So first off let's define CVV number On every credit or debit card is a series of digits called […]

Hi, my name is John Ulzheimer, and I'm a credit expert who contributes to CreditCardInsidercom Today's question is: What is an APR? So an APR, well APR is an acronym that stands for annual percentage rate And an annual percentage rate is a single percentage that represents the actual yearly […]

Hi My name is John Ulzheimer, and I'm a credit expert who contributes to Creditcardinsider com Today's question actually came from a comment on YouTube from one of Credit Card Insider's other videos So please feel free to submit questions in the comments section of these videos Today's question is […]

Hi My name is John Ulzheimer, and I'm a credit expert who contributes to CreditCardInsider com Today's question is this How does a large balance transfer affect my credit score? That's a very good question Balance transfer offers are very aggressive these days In fact, many credit card issuers are […]

Mike & Emma: Hey Mike: So 'credit score' is one of those phrases that can universally inspire dread Emma: Like 'heart attack' or 'shark attack' or 'Tumblr is down' Mike: But your credit score can have a significant effect on your financial life, so it's important to understand it Now, […]