Tuesday, 16 July 2019

Category Archives: credit cards

When It Can Make Sense to Open a Store Card
16 Jul
2:09

When It Can Make Sense to Open a Store Card

<span class="fn" data-placement="right" data-content=" Julie sherrier “> Julie sherrier “And would you like to open a [insert store] card today to receive an extra 10% off your purchase?” We’ve all heard this upsell strategy. Store credit cards seem to be available at just about any place you exchange currency for […]

Best Student Credit Cards July 2019
10 Jul
9:38

Best Student Credit Cards July 2019

<span class="fn" data-placement="right" data-content=" Lindsay VanSomeren Lindsay VanSomeren is a personal finance writer living in Tacoma, WA with a houseful of pets including two cats, a dog, and a husband. She has been a professional dogsled racer, a wildlife researcher, and a participant in the National Spelling Bee. In her […]

09 Jul
1:28

Unsecured Credit Cards for Bad Credit

<span class="fn" data-placement="right" data-content=" Alexandria White Alexandria is a credit card writer covering everything from the latest credit card news, individual card reviews, and Best Of roundups to tips for getting the most value out of your card. Her work appears on MagnifyMoney and CompareCards. “> Alexandria White Unsecured cards […]

Guide to Credit Counseling: 7 Key Questions to Ask
10 Jun
1:38

Guide to Credit Counseling: 7 Key Questions to Ask

<span class="fn" data-placement="right" data-content=" Liz Stapleton Elizabeth Stapleton is a freelance writer, online entrepreneur, and recovering attorney whose writing has been featured on The Huffington Post, The Penny Hoarder, Budgets Are Sexy, and Entrepreneur.com. Additionally, she has been quoted in articles on Business Insider, Student Loan Hero, and Nerd Wallet. […]

When Banks Can Refuse to Refund Fraudulent Debit Card Charges
07 Jun
11:30

When Banks Can Refuse to Refund Fraudulent Debit Card Charges

Typically, debit cards that are used as “credit” are offered the same protections as credit cards. This means that if you use your debit card in a store and choose “credit” instead of entering your PIN number, you should receive the same protections as if you used an actual credit card. […]

How You Can Have a Good FICO Score Just One Year After Opening a Credit Card
06 Jun
3:18

How You Can Have a Good FICO Score Just One Year After Opening a Credit Card

<span class="fn" data-placement="right" data-content=" Shen Lu Shen Lu is a freelance contributor to MagnifyMoney. Shen Lu received her master’s degree in journalism with a focus on business and economics reporting from Northwestern University’s Medill School of Journalism. “>Shen Lu iStock When I moved to the U.S. from my hometown, Hangzhou, […]

Myth Busters: Do You Need to Carry a Balance on a Credit Card to Raise Your Score?
04 Jun
2:18

Myth Busters: Do You Need to Carry a Balance on a Credit Card to Raise Your Score?

<span class="fn" data-placement="right" data-content=" Erin Lowry Erin Lowry serves as the Content Director for MagnifyMoney. “>Erin Lowry There is one persistent credit card myth that befuddles consumers from all walks of life. Parents tell children. Friends tell each other. Managers lecture employees. “You should carry a balance on a credit […]

5 Credit Card Myths Hurting Your Wallet and Credit Score
28 May
7:38

5 Credit Card Myths Hurting Your Wallet and Credit Score

<span class="fn" data-placement="right" data-content=" Erin Lowry Erin Lowry serves as the Content Director for MagnifyMoney. “>Erin Lowry There are many myths and rumors out there about how to spend on a credit card, when to pay it off and whether or not to even have one. Unfortunately, some of these […]

Build Credit with $10 a Month on a Secured Card
22 May
4:18

Build Credit with $10 a Month on a Secured Card

<span class="fn" data-placement="right" data-content=" Nick Clements Nick Clements has worked in consumer banking for nearly 15 years and is the co-founder of MagnifyMoney. “>Nick Clements iStock In 2008, I moved to the U.S. with my wife, Margarita, after living in Moscow. Although Margarita had an impressive career in Russia, she […]

What Happens if I Stop Paying My Credit Card Bills? Do I Go Scot-Free?
28 Apr
3:09

What Happens if I Stop Paying My Credit Card Bills? Do I Go Scot-Free?

Admit it or not, we all love the rules of law and we love following them. We are bound to live by the rules. They keep society’s sanity intact. But at least once in our life, we have thought of being an outlaw, haven’t we? Life happens—leaving you in the […]