“What can be added to the happiness of a man who is in health, out of debt, and has a clear conscience?” A Gentleman named Adam Smith presented a picturesque scene of life beyond debt. When you’re free of its shackles and away from debt-zilla, life becomes a whole lot […]
Teen years are perhaps the most important years of life. Teen years decide who you will go on to become as a person. It’s that time when your inner makeup is taking shape. Amid those years, you develop a psyche that remains more or less the same for the most […]
Admit it or not, we all love the rules of law and we love following them. We are bound to live by the rules. They keep society’s sanity intact. But at least once in our life, we have thought of being an outlaw, haven’t we? Life happens—leaving you in the […]
Whenever we hear, or use, the phrase “zero to 100” our thoughts are immediately tuned to expect a rapid escalation of a subject. The expression comes from the automotive world. It refers to an automobile’s ability to hit the 100 miles per hour mark within seconds. Usually, the shorter the […]
If you’re struggling with debt, you’ve probably heard promises of quick fixes to wipe the slate clean. As many have unfortunately learned, these promises typically fall flat. The truth is, there is no way to get out of debt without paying off that debt. You may be able to reduce […]
Prepaid debit cards are flexible tools that can help you manage your financial life. If you don’t have a bank account but need to pay with a card, a prepaid debit card does the trick. Tend to overdraft your checking accounts? A prepaid debit card can help you avoid nasty […]
Check if You’re Pre-qualified Before you apply for a credit card check if you’re pre-qualified from a variety of institutions. This does not hurt your credit score and is a good first step when looking to apply for credit. You can read our complete guide to getting pre-qualified for a […]
Americans have many financial myths. Some have traces of truth while others are totally false. An all-time favorite myth is about feeling an itch on your palm, it’s supposed to indicate that some cash is headed your way. We all know that’s not true. But there are people who could […]
Michelle Black iStock Do you have your heart set on a new jet ski this summer? With prices stretching to nearly $15,000 apiece — and you may want more than one for families — you may be busy researching jet ski financing options to turn your daydreams into reality. Getting […]
When you feel crushed by the insurmountable debt; filing for chapter 7 or chapter 13 may seem like a last resort. Even though filing for bankruptcy is at times the only way to get rid of debt, the ghost of the bankruptcy past may continue to haunt you for 10 […]
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