US Bank Bonus: Grab Up to $450 on a New Checking Account!

US Bank is offering a lucrative checking account bonus of up to $450 through September 16, 2025, down from a previous 24-month restriction to now only 12 months. The bonus structure is tiered, rewarding customers based on their direct deposit amounts within 90 days of account opening. Earn $250 with deposits totaling $2,000-$4,999.99, $350 for $5,000-$7,999.99, and a maximum of $450 for $8,000 or more in direct deposits. To qualify, open a new Smartly® Checking account online, in a branch, or via phone with a $25 minimum deposit by September 16, 2025. The offer is almost nationwide, with eligibility extending to those outside US Bank's branch footprint if they have a pre-existing relationship with the bank. Existing US Bank customers, those who've had an account in the past 12 months, or those who've received similar bonuses recently are ineligible. Additionally, there's a potential bonus of $85 through Swagbucks, adding to the total potential earnings. While a $6.95 monthly maintenance fee applies to most, it's waived for military members, those under 24 or over 65, or those meeting specific criteria such as maintaining a $1,500 minimum balance or having combined direct deposits of $1,000 or more. This promotion presents a significant opportunity to earn extra cash by leveraging bank account bonuses, but remember to carefully review the terms and conditions before participating. The author of the source article notes that similar bonuses have been offered in the past, highlighting the recurring nature of these promotions.

(Source: https://dannydealguru.com/us-bank-checking-account-bonus-585/)