The lending market is not very warm to borrowers with less than a perfect credit score. In a report carried by Forbes magazine each year, lenders in the US turn down one in every three (32 percent) of personal loan applications by applicants with less than an excellent credit score. […]
Have you always dreamed of being able to say you have a perfect credit score — that all-important 850 on the FICO scale? First, you should know that having an 850 credit score isn’t really all that important. In fact, the real “perfect credit score” is closer to the 760 […]
Shen Lu iStock Many new immigrants to the United States may be dumbfounded by a cosign requirement to lease an apartment lease, or difficulties in getting a loan or rejections when they apply for a credit card. The reason these things happen? Because they don’t have a credit history in […]
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