Rebecca Safier iStock Earning your college degree can open the door to more career opportunities and a higher income. But, as a recent MagnifyMoney study points out, college degrees are more valuable in some metropolitan areas than in others. Where you live has a major impact on your income, both […]
How prepared are you for retirement? Do you have an idea of how much money you’ll need? Do you have a pension plan? If yes, do you understand its ins and outs? How about your 401(k)? Your IRA? Or for that matter any other retirement account? Jerry was a star […]
MagnifyMoney The Federal Trade Commission and SoFi on Monday settled a complaint accusing the student loan refinancing company of misleading its customers in advertisements. The FTC, which doesn’t have the authority to fine SoFi, alleged that the company has been guilty of false advertising since at least April 2016, in […]
Dave Grant iStock If you owe funds that are overdue, you may be concerned that a debt collector will sue you to reclaim the money. However, depending on how old the debt is, this may not occur. Every debt collector has a certain number of years (a statute of limitations) […]
When it comes to online lending platforms, Upstart and LendingClub battle it out for the top position. This, of course, has left many borrowers with a question at the back of their mind: Upstart Vs LendingClub. Which platform is better on personal loan matters. It can be really confusing since they are […]
Marianne Hayes iStock Having a debt in collections is a story many Americans know well. Roughly one-third of U.S. consumers were contacted by a debt collector or creditor in the 12 months leading up to January 2017, according to a Consumer Financial Protection Bureau (CFPB) report. When an account is […]
BenĂ©t J. Wilson Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Amazon unveiled two new American Express-branded credit cards this week aimed at offering rewards and incentives to small business owners — the Amazon Business Prime American Express Card and the Amazon Business American Express […]
Marianne Hayes iStock If you’re staring down a mountain of debt, take heart in knowing you’re far from alone. The average American’s credit card debt comes in at $6,354, according to 2017 Experian data. Furthermore, U.S. residents are shelling out more than $100 billion to cover credit card fees and […]
One of the most nagging questions we have is whether we should rent or buy a house. If you have decided to hit the purchasing highway, it is highly likely that you have considered using Federal Housing Administration (FHA) insured mortgage loan. If you have considered taking this route to […]
Building riches isn’t necessarily about being born with the silver spoon or earning a six-figure salary. It tends to be as basic as squaring away financial obligations rapidly and adopting an organized way to deal with expenses. A mortgage is the biggest obligation you’ll ever confront, it bodes well to […]
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