Friday, 26 April 2024

Archives : Oct-2018

Where a College Degree Matters Most
31 Oct
12:22

Where a College Degree Matters Most

Rebecca Safier iStock Earning your college degree can open the door to more career opportunities and a higher income. But, as a recent MagnifyMoney study points out, college degrees are more valuable in some metropolitan areas than in others. Where you live has a major impact on your income, both […]

30 Oct
6:20

7 Retirement Planning Mistakes to Avoid

How prepared are you for retirement? Do you have an idea of how much money you’ll need? Do you have a pension plan? If yes, do you understand its ins and outs? How about your 401(k)? Your IRA? Or for that matter any other retirement account? Jerry was a star […]

SoFi Settles Government Complaint Over Ads
30 Oct
3:58

SoFi Settles Government Complaint Over Ads

MagnifyMoney The Federal Trade Commission and SoFi on Monday settled a complaint accusing the student loan refinancing company of misleading its customers in advertisements. The FTC, which doesn’t have the authority to fine SoFi, alleged that the company has been guilty of false advertising since at least April 2016, in […]

What You Should Know About Time-Barred Debt
29 Oct
12:52

What You Should Know About Time-Barred Debt

Dave Grant iStock If you owe funds that are overdue, you may be concerned that a debt collector will sue you to reclaim the money. However, depending on how old the debt is, this may not occur. Every debt collector has a certain number of years (a statute of limitations) […]

Personal Loan Shopping Made Easy: Upstart Vs. LendingClub
29 Oct
6:32

Personal Loan Shopping Made Easy: Upstart Vs. LendingClub

When it comes to online lending platforms, Upstart and LendingClub battle it out for the top position. This, of course, has left many borrowers with a question at the back of their mind: Upstart Vs LendingClub. Which platform is better on personal loan matters. It can be really confusing since they are […]

The Do’s and Don’ts for Handling Debt Collection Calls
29 Oct
6:07

The Do’s and Don’ts for Handling Debt Collection Calls

Marianne Hayes iStock Having a debt in collections is a story many Americans know well. Roughly one-third of U.S. consumers were contacted by a debt collector or creditor in the 12 months leading up to January 2017, according to a Consumer Financial Protection Bureau (CFPB) report. When an account is […]

The New Amazon Business American Express Cards: What You Need to Know
28 Oct
11:24

The New Amazon Business American Express Cards: What You Need to Know

BenĂ©t J. Wilson Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Amazon unveiled two new American Express-branded credit cards this week aimed at offering rewards and incentives to small business owners — the Amazon Business Prime American Express Card and the Amazon Business American Express […]

4 Tips to Help You Get Out of Debt Fast
28 Oct
4:40

4 Tips to Help You Get Out of Debt Fast

Marianne Hayes iStock If you’re staring down a mountain of debt, take heart in knowing you’re far from alone. The average American’s credit card debt comes in at $6,354, according to 2017 Experian data. Furthermore, U.S. residents are shelling out more than $100 billion to cover credit card fees and […]

FHA Process and Requirements: The Answer to Owning a House
26 Oct
4:59

FHA Process and Requirements: The Answer to Owning a House

One of the most nagging questions we have is whether we should rent or buy a house. If you have decided to hit the purchasing highway, it is highly likely that you have considered using Federal Housing Administration (FHA) insured mortgage loan. If you have considered taking this route to […]

Want to Pay your Mortgage Early? Follow these Rules and Never Back Down
25 Oct
10:11

Want to Pay your Mortgage Early? Follow these Rules and Never Back Down

Building riches isn’t necessarily about being born with the silver spoon or earning a six-figure salary. It tends to be as basic as squaring away financial obligations rapidly and adopting an organized way to deal with expenses. A mortgage is the biggest obligation you’ll ever confront, it bodes well to […]