How can you save money on car insurance? Simply park your car in the garage at night and get a discount on your car insurance! Weird, right?! Well, this read is full of weird and lesser-known facts which help you in saving money on car insurance. I know for a fact […]
Why America is so car-dependent has for a long time been a mystery. Over the last half a century, or so, Americans’ unexplainable “love affair” with cars has only grown deeper. Today, 76 percent of the working population in America drive to work. A further 9 percent carpool with friends. But cars […]
Creditworthiness is crucial. The cornerstone of financial wellbeing rests on integrity, honesty, and trust. A credit score is one such instrument that makes it a whole lot easier to understand one’s financial standing. Although credit scores form a crucial part of one’s financial pocketbook and people go beyond the longest […]
Admit it or not, we all love the rules of law and we love following them. We are bound to live by the rules. They keep society’s sanity intact. But at least once in our life, we have thought of being an outlaw, haven’t we? Life happens—leaving you in the […]
Although radio show host, author, and financial expert Dave Ramsey says credit scores are not all that important, it’s an inevitable reality Americans have to live with. After all, we love to spend what we don’t have. A recent report by the Federal Reserve revealed that consumer debt in America […]
Whenever we hear, or use, the phrase “zero to 100” our thoughts are immediately tuned to expect a rapid escalation of a subject. The expression comes from the automotive world. It refers to an automobile’s ability to hit the 100 miles per hour mark within seconds. Usually, the shorter the […]
A new year is a great time to start reviewing your financial practices and money management from the past year. Not only is it helpful to know where you’ve overspent, but reviewing your finances also helps when it comes time to make a budget going forward. There are big moves you […]
There are five major components FICO uses to determine a credit score. Understanding the secret sauce can help you build a strong score and healthy credit report. While FICO is not the only credit scoring model out there, it is the most widely used by lenders. So a score in […]
Updated on Sunday, June 27, 2021 A strong credit score is a vital part of your overall financial health. But rebuilding a damaged (or non-existent) credit score can feel impossible. Don’t despair. There are plenty of avenues you can take in order to rehabilitate your credit score and it all […]
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