Wednesday, 1 December 2021

Tag : Credit Score

21 Sep

Wondering How Can I Increase my Credit Score by 100 Points Fast? Here’s How to

Whenever we hear, or use, the phrase “zero to 100” our thoughts are immediately tuned to expect a rapid escalation of a subject. The expression comes from the automotive world. It refers to an automobile’s ability to hit the 100 miles per hour mark within seconds. Usually, the shorter the […]

18 Sep

31 Money Saving Ideas You Can Use Now

A new year is a great time to start reviewing your financial practices and money management from the past year. Not only is it helpful to know where you’ve overspent, but reviewing your finances also helps when it comes time to make a budget going forward. There are big moves you […]

09 Sep

What Factors Affect Your Credit Score?

There are five major components FICO uses to determine a credit score. Understanding the secret sauce can help you build a strong score and healthy credit report. While FICO is not the only credit scoring model out there, it is the most widely used by lenders. So a score in […]

28 Jun

The Best Options for Rebuilding Your Credit Score in 2021

Updated on Sunday, June 27, 2021 A strong credit score is a vital part of your overall financial health. But rebuilding a damaged (or non-existent) credit score can feel impossible. Don’t despair. There are plenty of avenues you can take in order to rehabilitate your credit score and it all […]

14 May

Build Credit with $10 a Month on a Secured Card

iStock When I moved to the U.S. with my wife, Margarita, after living in Moscow, she was not a U.S. citizen and had no credit history or credit score. If you don’t have a credit score in the U.S. this basically means you don’t exist in the eyes of lenders. […]

05 May

A Guide to Getting Your Free Credit Score

iStock As a consumer of financial products, it’s important to monitor your credit score on a regular basis. This will ensure you know where you stand in the credit landscape when it comes time to apply for a new credit card, loan, mortgage or other product. Typically, a higher score […]

22 Mar

Barclays Personal Loan Review

Editorial Note: The editorial content on this page is not provided or commissioned by any financial institution. Any opinions, analyses, reviews, statements or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by any of these entities prior […]

20 Mar

Jet Ski Financing: How Does It Work?

Michelle Black iStock Do you have your heart set on a new jet ski this summer? With prices stretching to nearly $15,000 apiece — and you may want more than one for families — you may be busy researching jet ski financing options to turn your daydreams into reality. Getting […]

28 Feb

Post Bankruptcy Blues: How to Repair Credit after the Boat has Sank

When you feel crushed by the insurmountable debt; filing for chapter 7 or chapter 13 may seem like a last resort. Even though filing for bankruptcy is at times the only way to get rid of debt, the ghost of the bankruptcy past may continue to haunt you for 10 […]

25 Feb

Best Lenders for Secured Loans

Dawn Allcot iStock Are you considering a secured loan? A secured loan is one that is backed by collateral. For instance, an auto loan is backed by the car you are purchasing. If you don’t make your auto loan payments, your lender can repossess the car. Other common secured loans […]