Saturday, 18 May 2024

Archives : Jan-2019

How Sin Stocks Work
21 Jan
5:00

How Sin Stocks Work

Melissa Phipps In 2018, sustainable, responsible and impact investing (SRI) assets accounted for $12 trillion — or one in every four dollars under professional management. SRI mutual funds and exchange-traded funds seek to profit on social good by omitting stocks of companies that fail to meet certain ethical, governance or […]

No-Closing-Cost Mortgages: Understand the Risks
20 Jan
10:19

No-Closing-Cost Mortgages: Understand the Risks

Tamara Holmes iStock If you’re a savvy shopper, you’re probably always looking for ways to spend as little money as possible. But when it comes to paying closing costs for your new house, spending less may not be the best idea. Closing costs are the assortment of fees that a […]

20 Jan
3:38

What Kinds of Mortgage Loans Are Available?

Alaya Linton a iStock When it comes to financing the largest purchase you’ll ever make in your life — your home — it’s essential that you approach it as an informed consumer. Not educating yourself during the mortgage process could mean ending up with a more expensive loan than necessary […]

How to Deal With Gambling Debt
20 Jan
8:49

How to Deal With Gambling Debt

Brianna McGurran Getty Images Of all the consequences of gambling disorder or problem gambling, debt can feel like the most immediate — and overwhelming. Problem gamblers may max out credit cards, take out payday loans or borrow money from family and friends. They may also continue gambling in hopes of […]

How Does Credit Counseling Work?
19 Jan
7:10

How Does Credit Counseling Work?

Brianna McGurran Credit counseling is a smart first stop for anyone interested in getting a better handle on their money. It can help you build a budget and improve your credit score, but it’s especially helpful for those struggling with debt. Credit counseling 101: What you should know Read on […]

The Lost Credit Card Survival Guide
19 Jan
3:58

The Lost Credit Card Survival Guide

In 2018, Americans lost $ 0.9 billion through fraudulent card payments where the card was reported lost or stolen according to the statistics website statista. These figures are enough to send a chill down your spine whenever you reach out to your pocket (or purse) and discover that I lost […]

10 Ways Celebrate Martin Luther King Day
19 Jan
5:42

10 Ways Celebrate Martin Luther King Day

Get Out and Go Away is what we should ask from the Storm but instead let’s do the possible and literally storm out for this 21st Jan, Martin Luther King Day. This day is celebrated on the 3rd Monday of January and instead of getting just 1 we get 3 […]

A Guide to Refinancing Your Home
18 Jan
4:08

A Guide to Refinancing Your Home

Anne Bouleanu If you’re a homeowner who’s re-examining your mortgage in 2019, you may find yourself considering refinancing it. Before you dive into the process, there are some things you should know. To refinance a mortgage, homeowners first pay off their current loan and replace it with a new mortgage. […]

What Is a Bank Routing Number and Where Do You Find It on a Check?
18 Jan
9:19

What Is a Bank Routing Number and Where Do You Find It on a Check?

Shen Lu When transferring money from one account to another, financial institutions typically need a routing number to settle the transaction. A routing number identifies the location of the bank’s branch where you opened your account. This number allows financial institutions — such as banks and credit unions — to […]

Do students Credit card Build Credit – Professor Savings
18 Jan
5:34

Do students Credit card Build Credit – Professor Savings

Hi! Blair with Professor Savings here, with tips on student credit cards College students can apply for their own credit cards These can help to build good credit, but there are a few things to keep in mind Keep watching to find out more • Students must keep their checkbook […]