Archives : Jan-2019

Sarah Li Cain iStock You may have come across the term ACH when looking at different banking options or making certain banking transactions. ACH stands for Automated Clearing House, which is a network and processing system that financial institutions use to transmit funds electronically between banks and credit unions. ACH […]

Dan Rafter You probably don’t write nearly as many personal checks as you once did. And if this is true, you’re far from alone. The 2016 Federal Reserve Payments Study found that in 2015, checks accounted for 13.4% of all non-cash payments in the United States. However in 2000, checks […]

Hi! Blair with Professor Savings here, with tips on using credit cards to help build credit Lenders are willing to give credit to only those who have a good credit rating in their eyes But, getting credit from the market is equally tough for people who have a bad credit […]

Vivian Giang First issued by American Express in 1882, money orders are a convenient and widely accepted form of payment that are secured by a third party. You can purchase them almost anywhere in the United States, usually for a small fee. Below, we have outlined how money orders work, […]

John Csiszar iStock Despite the flashy design and its celebrity founder Russell Simmons, at its core the RushCard is a standard prepaid card. Like any prepaid card, it allows you to access cash or make purchases, but only up to the amount that you’ve deposited into the card already.This important […]

Dave Grant CuraDebt Debt Relief launched in 2000 in Irvine, Calif., offering debt relief services to individuals and small businesses across the country. The company states it immediately got to work creating strong relationships with major creditors to better help its clients negotiate relief from their debt. CuraDebt believes in […]

Peter Fleming Many investors set aside money for long-term goals like retirement, which could be 30 years or more in the future. That means looking for investments, such as stocks and stock mutual funds, that have the potential to earn high long-term returns from dividends and capital gains. But what […]

Roxanna DeBenedetto If you’re looking to make a large purchase, such as a car or college tuition, and you have built up equity in your home, you might be interested in pursuing a cash-out refinance loan. With a cash-out refinance, you get a larger loan than the amount you owe […]

John Csiszar Source: iStock The AccountNow Gold Prepaid Card targets customers that either cannot or do not wish to use regular checking accounts. This card’s main features are that it is prepaid, it’s a debit (not credit) card — you may make purchases and withdraw cash only for the amount […]

Laura Woods APR 8.19%To18.00% Credit Req. Not specified Minimum Credit Score Terms 60 months Origination Fee Not specified Navy Federal Credit Union Product Details   Fees and penalties Term lengths: Up to 180 months APR range: 8.19%-18.00% Loan amounts: Up to $50,000 Time to funding: Not specified Credit check: Not […]