Credit cards, one of the most comforting creations of mankind. They give you the luxury of spending money which you don’t own, what else could you ask for? However, this liberty comes with costs/ramifications (besides interest) which are often overlooked amid delusions of grandeur. Velvety roads often lead to dark […]
Sage Evans iStock The tiny home movement has been garnering attention online and captivating the media in recent years. As people seek to minimize their expenses and living space to enjoy other areas of life, tiny houses become a viable option. While purchasing a tiny home may sound appealing, there […]
“There’s no easy way out, There’s no shortcut home. There’s no easy way out, Giving in can’t be wrong.” Every American has listened to this legendary song sung by Robert Tepper. The essence of the song is about breaking free from tyranny and never giving up. The hustle of overpowering […]
Laura Woods iStock If you have a credit score of anything less than 600, you probably think it’s impossible to get a personal loan. Lenders traditionally favor borrowers with good credit scores, but that doesn’t mean there are no financing options available to you. Learn more about personal loans and […]
Kate Rockwood iStock Sometimes life throws you a curveball, and your salary or savings aren’t enough to cover a big expense like home repairs, college tuition or medical costs. Maybe you want to consolidate your debt or start a small business, but you would have a hard time qualifying for […]
Louis DeNicola Debt isn’t just common in America — it’s the norm. According to Northwestern Mutual’s 2018 Planning and Progress Study, more than 75% of people are in debt. Those in debt owe over $38,000 on average, and that’s before you include a mortgage. Additionally, 20% of respondents said they […]
Society today is more dependent on credit scores not just to make purchases and access loans but also as a crucial tool for critical decisions. A good credit score gives you a good name, which is said to be better than riches. Therefore, it’s crucial to understand what is a […]
Jamie Friedlander You’re in significant debt and have decided it’s finally time to pay off your balances. But you don’t know where to begin. You feel overwhelmed and are starting to think you might need the help of a professional. There are companies out there that can help you negotiate […]
In 2013, when Edward Snowden let the cat out of the bag and exposed Uncle Sam’s Mass Surveillance Project to the public, all of America was in shock. The masses at large couldn’t gulp in the fact that their regime has put them under severe surveillance. The surveillance included but […]
Sage Evans iStock Life as a young 20-something-year-old is an exciting time. You’ve likely graduated from college, started your first real-world job, and are making decisions on your own. While your adult life has just begun and retirement seems years away, it’s important to start discussing your financial options, managing […]
Tags: Cards, Credit Score