Saturday, 18 May 2024

Tag : Credit Score

16 Nov
1:19

What Credit Score Do I Need for a Personal Loan?

Holly Johnson iStock Most people know their credit score is a three-digit number that represents their credit health, but that doesn’t mean they know how their credit score is determined or why it’s so important. Many consumers also fail to realize they have some power over their credit scores, including […]

15 Nov
10:19

Debt Avalanche vs. Debt Snowball: Which Payoff Method Is Right for You?

Jamie Friedlander You have several debts piling up, and you’re starting to worry you’re losing control over them. You have a car loan, student loan debt and two mounting credit card balances that are only getting higher with each passing month. You’ve heard of two primary methods for paying off […]

12 Nov
7:01

Get a 750 Credit Score! 7 Tips that Really Work

It is often said that a good name is better than riches. However, in the land of the free and home of the brave, a good name with the three major credit reference bureaus an excellent way to riches. What’s a Credit Score? If you’ve read some of the articles […]

08 Nov
4:19

Is Debt Consolidation a Good or Bad Idea? Here’s What to Consider

Dave Grant iStock Even though most people try to stay out of debt, sometimes it’s hard to avoid. Over time, you might start to accumulate a number of different loans that served different purposes. This is commonly seen with student loans. In order to afford an education, students may take […]

29 Oct
6:32

Personal Loan Shopping Made Easy: Upstart Vs. LendingClub

When it comes to online lending platforms, Upstart and LendingClub battle it out for the top position. This, of course, has left many borrowers with a question at the back of their mind: Upstart Vs LendingClub. Which platform is better on personal loan matters. It can be really confusing since they are […]

28 Oct
4:40

4 Tips to Help You Get Out of Debt Fast

Marianne Hayes iStock If you’re staring down a mountain of debt, take heart in knowing you’re far from alone. The average American’s credit card debt comes in at $6,354, according to 2017 Experian data. Furthermore, U.S. residents are shelling out more than $100 billion to cover credit card fees and […]

16 Oct
7:20

How On Earth Could Rent Reporting Improve One’s Credit Score?

In case you’re a landowner, you see that it is so essential to have decent tenants. Dependable, capable, open occupants make being a landlord simple and compensating — and inhabitants who don’t have these qualities can make it troublesome and costly. Paying Rent on Time Can Actually Improve Your Credit […]

14 Oct
6:30

The Pitfalls of Buying Furniture With In-Store Financing

Shen Lu iStock Buying furniture is a complex endeavor. There’s much to consider before you finalize your decision: the size, the color, the style — and the cost. Couches, beds, and tables can be quite expensive, and it may be tricky for just anyone to come up with a large […]

12 Oct
8:40

Getting Loans from Someone Other than a Bank

Erin Lowry Updated October 12, 2018 Personal loans allow borrowers to have access to a fixed amount of money at a fixed interest rate, with a fixed monthly payment and you know when you’ll have completely paid off the loan. They are a great resource for someone looking to refinance […]

05 Oct
12:42

What You Should Know Before Using CareCredit to Pay for Medical Expenses

Kayla Sloan Source: iStock It’s no secret that medical expenses can be very costly in the United States. Since 2011, average family insurance premiums, even for people with employer-provided plans, have increased by 20 percent. With out-of-pocket health care costs and insurance premiums skyrocketing, many people are turning to credit cards […]