Tara Mastroeni iStock In business, there are many reasons why you may want — or need — to look into commercial mortgage refinancing. Maybe your credit score has vastly improved over the last few years and you’re hoping to score a better interest rate, or maybe you’re trying to avoid […]
Anna Davies iStock Can you ever have too much money? Some people might say no, but once you’ve paid off your debt and created an emergency fund, what should be your next step for stashing additional funds? The answer may be investing, which has a potentially greater rate of return […]
Can you have multiple Roth IRA’s? Unsurprisingly, when it comes to Roth IRA, this is one of the most googled questions. And it is a legit question. We all want to save for various reasons, and getting ways to increase our savings is what we live for. Maybe we need […]
Rebecca Safier iStock With tuition costs higher than ever, some college grads are finding themselves with student loan balances of $100,000 or more. If you’re one of them, you might be feeling completely overwhelmed about tackling this mountain of debt. But there are ways to pay off this much without […]
Debt settlement is that method by which you can get rid of your debt by paying some cents on the dollar. How? You just have to call any one of these best debt settlement companies and they’ll negotiate with lenders to settle your debt at a lesser amount than what […]
Louis DeNicola Debt isn’t just common in America — it’s the norm. According to Northwestern Mutual’s 2018 Planning and Progress Study, more than 75% of people are in debt. Those in debt owe over $38,000 on average, and that’s before you include a mortgage. Additionally, 20% of respondents said they […]
Katie Gustafson iStock Also called a profit and loss statement (P&L), an income statement is a picture of your business’ revenues and expenses — and the resulting net profit and loss — over a certain period of time (usually a year). The income statement is one of the three essential […]
Emily Guy Birken Figuring out how much money to save for retirement by age 30 can be a maddening prospect. Between the finger-wagging financial news that scolds your generation for not saving enough and the fact that any concrete advice often seems to ignore the reality of underemployment, stagnant wages […]
Roger Wohlner Most of us understand how stocks work and where to buy them. However, many investors consider bonds a bit of a mystery. Below, we take a look at what bonds are, how they work and how to buy bonds. What is a bond? Stocks represent ownership in a […]
Alaya Linton iStock If you are looking for a solution to help you manage your money and ease any financial pressure you’re experiencing, you may be wondering which of the available debt relief options you should use. Debt consolidation and credit counseling are two solutions available to consumers in need […]
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