Taylor Gordon iStock If you’re struggling with insurmountable debt, bankruptcy may be an action you’re thinking about taking. In this post, we explain what happens play-by-play when you file. One thing to note is that the process of bankruptcy can vary depending on the type of bankruptcy you file and […]
Jamie Friedlander You have several debts piling up, and you’re starting to worry you’re losing control over them. You have a car loan, student loan debt and two mounting credit card balances that are only getting higher with each passing month. You’ve heard of two primary methods for paying off […]
Dave Grant iStock Even though most people try to stay out of debt, sometimes it’s hard to avoid. Over time, you might start to accumulate a number of different loans that served different purposes. This is commonly seen with student loans. In order to afford an education, students may take […]
Marianne Hayes iStock When you’re buried under a pile of debt, you’ll need to go beyond making the minimum payments if you hope to get debt-free as quickly as possible. And with interest rates on an upward swing, it may not be something you can afford to ignore. This is […]
The richest inheritance any child can have is a stable, loving and disciplined family life. You’ve got to be kidding me! Oh come on now, we can all agree on one thing- inheriting money from your beloved benefactor is nothing less than a blessing. It’s like entering a cheat-code in […]
Carissa Chesanek iStock Unexpected expenses have a way of popping up at the worst possible times. A good way to be prepared is having an emergency fund. An emergency fund is money put aside to use when something comes up and you need money right away. One example of an […]
Marianne Hayes iStock If you’re staring down a mountain of debt, take heart in knowing you’re far from alone. The average American’s credit card debt comes in at $6,354, according to 2017 Experian data. Furthermore, U.S. residents are shelling out more than $100 billion to cover credit card fees and […]
Alexandria White Most credit cards require you to have a credit score in order to qualify or have you make a security deposit to access credit. That can make it difficult to access credit for beginners or folks looking to improve a poor credit score. Fortunately, there’s a growing list […]
Shen Lu iStock Buying furniture is a complex endeavor. There’s much to consider before you finalize your decision: the size, the color, the style — and the cost. Couches, beds, and tables can be quite expensive, and it may be tricky for just anyone to come up with a large […]
Have you been told not to put all your eggs in one basket? We often use this expression to caution against the negatives of pulling your assets or investments under one roof. However, when it comes to debt management, putting all your eggs in one basket is not such a […]
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