Archives : Nov-2018

Brittney Laryea iStock Congratulations! You just got your first job — and your first paycheck as a full-time worker is on its way. You’re an adult. You’re independent. And you have no idea what to do. “You will be tempted to use up all of your money to purchase things […]

Louis DeNicola iStock If you’re looking for relief from your student loans and see a claim that seems too good to be true, it probably is. Knowing that borrowers can find themselves in dire straights, scammers may advertise that you can get some or all of your loans forgiven due […]

Brittney Laryea iStock It can be difficult to know if you’re spending more than you earn each month if you’re not necessarily falling behind on any bills or financial responsibilities. But if you’re not tracking your spending, you may not be aware if you’re digging yourself into debt. In fact, […]

Brittney Laryea iStock Recovering from a major hurricane can be overwhelming. Many families facing large out-of-pocket storm costs may wonder what the first steps are to begin rebuilding. To help you get started, we’ve rounded up advice for how to proceed, sort out which insurance will — or won’t —cover […]

Andrew Pentis Source: iStock More than 11% of America’s student loan payments are more than 90 days delinquent or, even worse, in default. But the Department of Education is hopeful its new student loan servicing system, slated to debut in 2019, will get federal loan borrowers back on track. The […]

Sage Evans iStock Life as a young 20-something-year-old is an exciting time. You’ve likely graduated from college, started your first real-world job, and are making decisions on your own. While your adult life has just begun and retirement seems years away, it’s important to start discussing your financial options, managing […]

In late 2017 credible.com conducted a survey on Christmas spending and the results were nothing short of startling. The study results indicated that contrary to the expectation that despite the seemingly inevitable train wreck credit card debt after the holidays, millennials had no intention of limiting their spend. In fact, […]

Alaya Linton iStock If you are looking for a solution to help you manage your money and ease any financial pressure you’re experiencing, you may be wondering which of the available debt relief options you should use. Debt consolidation and credit counseling are two solutions available to consumers in need […]

Holly Johnson iStock Most people know their credit score is a three-digit number that represents their credit health, but that doesn’t mean they know how their credit score is determined or why it’s so important. Many consumers also fail to realize they have some power over their credit scores, including […]

Taylor Gordon iStock If you’re struggling with insurmountable debt, bankruptcy may be an action you’re thinking about taking. In this post, we explain what happens play-by-play when you file. One thing to note is that the process of bankruptcy can vary depending on the type of bankruptcy you file and […]